SB (Safe Bulkers) Effective Interest Rate on Debt %: 4.82% (As of Mar. 2026)


SB Safe Bulkers Inc SB
69 GF Score
Price $6.68
GF Value $4.54
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Safe Bulkers Effective Interest Rate on Debt %?

Safe Bulkers SB +4.38% 69 Effective Interest Rate on Debt % is 4.82% as of Mar. 2026. GuruFocus rates SB with a GF Score™ of 69/100 and a GF Value™ of $4.54 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Safe Bulkers's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $26.1 Mil. Safe Bulkers's average total debt for the quarter that ended in Mar. 2026 was $542.1 Mil. Therefore, Safe Bulkers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.82%.


Safe Bulkers  (NYSE:SB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Safe Bulkers Effective Interest Rate on Debt % Related Terms


Safe Bulkers Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Safe Bulkers's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safe Bulkers Effective Interest Rate on Debt % Chart

Safe Bulkers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 4.33 5.36 6.01 5.64

Safe Bulkers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.61 5.85 5.68 5.68 4.82

SB vs ASC, ESEA, PANL: Effective Interest Rate on Debt % Comparison

For the Marine Shipping subindustry, Safe Bulkers's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safe Bulkers Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Safe Bulkers's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Safe Bulkers's Effective Interest Rate on Debt % falls into.


SB
69GF Score
Safe Bulkers Inc SB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Safe Bulkers Effective Interest Rate on Debt % Calculation

Safe Bulkers's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -30.343/( (536.641+540.143)/ 2 )
=-1  *  -30.343/538.392
=5.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=478.45 + 58.191
=536.641

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=497.772 + 42.371
=540.143

Safe Bulkers's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -26.14/( (540.143+543.998)/ 2 )
=-1  *  -26.14/542.0705
=4.82 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=497.772 + 42.371
=540.143

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=388.935 + 155.063
=543.998

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.82% mean?
Safe Bulkers (SB) has a Effective Interest Rate on Debt % of 4.82% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Safe Bulkers and its competitors.
Is Safe Bulkers' Effective Interest Rate on Debt % too high?
Safe Bulkers' current Effective Interest Rate on Debt % is 4.82%. Overall, Safe Bulkers has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Safe Bulkers' Effective Interest Rate on Debt % compare to ASC and ESEA?
Safe Bulkers' Effective Interest Rate on Debt % of 4.82% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Safe Bulkers and its competitors. Safe Bulkers's current Effective Interest Rate on Debt % is 4.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safe Bulkers stock overvalued right now?
Based on GuruFocus' analysis, Safe Bulkers (SB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.54, compared to a current price of $6.68 — trading 47.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.82%. Safe Bulkers' overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Safe Bulkers (SB), the current Effective Interest Rate on Debt % is 4.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safe Bulkers (SB) Overvalued in 2026?

Based on GuruFocus' analysis, Safe Bulkers stock appears to be overvalued. The current stock price of $6.68 is trading 47.1% above its estimated GF Value™ of $4.54. GuruFocus considers Safe Bulkers to be Significantly Overvalued.

Key valuation signals for SB:

  • Effective Interest Rate on Debt %: 4.82%
  • GF Value™: $4.54 vs. price of $6.68 (47.1% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the SB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Safe Bulkers Business Description

Address 6, Avenue des Citronniers, Apartment D11, Les Acanthes, Monaco City, MCO, MC98000
Safe Bulkers Inc is an international provider of marine drybulk transportation services, transporting bulk cargoes, particularly coal, grain, and iron ore, along international shipping routes for consumers of marine drybulk transportation services. The company employs its vessels on both period time charters and spot time charters, according to the assessment of market conditions, with consumers of marine drybulk transportation services. The company generates almost all of its revenue from Time Charters.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.68
Price
$4.54
GF Value