SCZM (Santacruz Silver Mining) Effective Interest Rate on Debt %: 7.16% (As of Mar. 2026)


SCZM Santacruz Silver Mining Ltd SCZM
60 GF Score
Price $6.39
GF Value $1.84
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Santacruz Silver Mining Effective Interest Rate on Debt %?

Santacruz Silver Mining SCZM -6.30% 60 Effective Interest Rate on Debt % is 7.16% as of Mar. 2026. GuruFocus rates SCZM with a GF Score™ of 60/100 and a GF Value™ of $1.84 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Santacruz Silver Mining's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3.6 Mil. Santacruz Silver Mining's average total debt for the quarter that ended in Mar. 2026 was $50.4 Mil. Therefore, Santacruz Silver Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.16%.


Santacruz Silver Mining  (NAS:SCZM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Santacruz Silver Mining Effective Interest Rate on Debt % Related Terms


Santacruz Silver Mining Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Santacruz Silver Mining's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Santacruz Silver Mining Effective Interest Rate on Debt % Chart

Santacruz Silver Mining Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.08 25.37 14.02 11.91 7.63

Santacruz Silver Mining Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.82 9.40 10.80 9.29 7.16

Santacruz Silver Mining Effective Interest Rate on Debt % Competitor Comparison

For the Other Industrial Metals & Mining subindustry, Santacruz Silver Mining's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santacruz Silver Mining Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Santacruz Silver Mining's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Santacruz Silver Mining's Effective Interest Rate on Debt % falls into.


SCZM
60GF Score
Santacruz Silver Mining Ltd SCZM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Santacruz Silver Mining Effective Interest Rate on Debt % Calculation

Santacruz Silver Mining's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.731/( (19.569+51.986)/ 2 )
=-1  *  -2.731/35.7775
=7.63 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.137 + 16.432
=19.569

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.344 + 50.642
=51.986

Santacruz Silver Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.612/( (51.986+48.842)/ 2 )
=-1  *  -3.612/50.414
=7.16 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.344 + 50.642
=51.986

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.215 + 48.627
=48.842

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.16% mean?
Santacruz Silver Mining (SCZM) has a Effective Interest Rate on Debt % of 7.16% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Santacruz Silver Mining and its competitors.
Is Santacruz Silver Mining's Effective Interest Rate on Debt % too high?
Santacruz Silver Mining's current Effective Interest Rate on Debt % is 7.16%. Overall, Santacruz Silver Mining has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Santacruz Silver Mining's Effective Interest Rate on Debt % compare to competitors?
Santacruz Silver Mining's Effective Interest Rate on Debt % of 7.16% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Santacruz Silver Mining and its competitors. Santacruz Silver Mining's current Effective Interest Rate on Debt % is 7.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santacruz Silver Mining stock overvalued right now?
Based on GuruFocus' analysis, Santacruz Silver Mining (SCZM) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.84, compared to a current price of $6.39 — trading 247.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.16%. Santacruz Silver Mining's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Santacruz Silver Mining (SCZM), the current Effective Interest Rate on Debt % is 7.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Santacruz Silver Mining (SCZM) Overvalued in 2026?

Based on GuruFocus' analysis, Santacruz Silver Mining stock appears to be overvalued. The current stock price of $6.39 is trading 247.3% above its estimated GF Value™ of $1.84. GuruFocus considers Santacruz Silver Mining to be Significantly Overvalued.

Key valuation signals for SCZM:

  • Effective Interest Rate on Debt %: 7.16%
  • GF Value™: $1.84 vs. price of $6.39 (247.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the SCZM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Santacruz Silver Mining Business Description

Address 1140 West Pender Street, Suite 480, Vancouver, BC, CAN, V6E 4G1
Santacruz Silver Mining Ltd is engaged in the operation, acquisition, exploration, and development of mineral properties in Latin America, with a primary focus on silver and zinc, including lead and copper. The company earns the majority of its revenue from Zinc and Silver. The company's reportable operating segments are the Bolivar mine and processing plant, the Porco mine and processing plant, the Caballo Blanco Group, San Lucas, Zimapa mine and processing plant, and Corporate and Other activities. Key revenue is generated from Zimapan.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.39
Price
$1.84
GF Value