SFIIF (Beonic) Effective Interest Rate on Debt %: 19.33% (As of Dec. 2025)


SFIIF Beonic Ltd SFIIF
33 GF Score
Price $0.09
GF Value $0.18
! 6 Warning Signs
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What is Beonic Effective Interest Rate on Debt %?

Beonic SFIIF 33 Effective Interest Rate on Debt % is 19.33% as of Dec. 2025. GuruFocus rates SFIIF with a GF Score™ of 33/100 and a GF Value™ of $0.18. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Beonic's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.92 Mil. Beonic's average total debt for the quarter that ended in Dec. 2025 was $4.77 Mil. Therefore, Beonic's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 19.33%.


Beonic  (OTCPK:SFIIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Beonic Effective Interest Rate on Debt % Related Terms


Beonic Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Beonic's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beonic Effective Interest Rate on Debt % Chart

Beonic Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 147.62 11.25 11.27 13.80 14.48

Beonic Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.08 16.45 14.50 15.03 19.33

SFIIF vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Beonic's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beonic Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Beonic's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Beonic's Effective Interest Rate on Debt % falls into.


SFIIF
33GF Score
Beonic Ltd SFIIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Beonic Effective Interest Rate on Debt % Calculation

Beonic's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.547/( (3.962+3.592)/ 2 )
=-1  *  -0.547/3.777
=14.48 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.535 + 0.427
=3.962

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.289 + 3.303
=3.592

Beonic's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.922/( (3.592+5.947)/ 2 )
=-1  *  -0.922/4.7695
=19.33 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.289 + 3.303
=3.592

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.465 + 3.482
=5.947

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 19.33% mean?
Beonic (SFIIF) has a Effective Interest Rate on Debt % of 19.33% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beonic and its competitors.
Is Beonic's Effective Interest Rate on Debt % too high?
Beonic's current Effective Interest Rate on Debt % is 19.33%. Overall, Beonic has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Beonic's Effective Interest Rate on Debt % compare to MSFT and ORCL?
Beonic's Effective Interest Rate on Debt % of 19.33% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beonic and its competitors. Beonic's current Effective Interest Rate on Debt % is 19.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beonic stock overvalued right now?
Beonic (SFIIF) has a current Effective Interest Rate on Debt % of 19.33%. The stock's GF Value™ is $0.18, compared to a current price of $0.09 — trading 49.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 19.33%. Beonic's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Beonic (SFIIF), the current Effective Interest Rate on Debt % is 19.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beonic (SFIIF) Overvalued in 2026?

Based on GuruFocus' analysis, Beonic stock appears to be undervalued. The current stock price of $0.09 is trading 49.9% below its estimated GF Value™ of $0.18.

Key valuation signals for SFIIF:

  • Effective Interest Rate on Debt %: 19.33%
  • GF Value™: $0.18 vs. price of $0.09 (49.9% below fair value)
  • GF Score™: 33/100 with 6 warning signs

No single metric tells the full story. See the SFIIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beonic Business Description

Other Exchanges BEO:Australia
Address 50 Holt Street, Suite 411, Surry hills, Sydney, NSW, AUS, 2010
Beonic Ltd is a data analytics and technology company providing an AI-driven platform designed to transform physical environments into intelligent, responsive spaces. The company offers cloud-based software solutions comprising data collection, analytics, and marketing tools to clients across sectors such as airports, retail, education, cities, and hospitality. Beonic's platform helps venue operators optimize visitor experiences and operational efficiency by delivering insights into visitor behavior and engagement. It generates majority of its revenue from the Asia-Pacific region, with additional operations in the Americas and Europe, Middle East, and Africa.
33GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.09
Price
$0.18
GF Value