SGIPF (Sugi Holdings Co) Effective Interest Rate on Debt %: 1.31% (As of Feb. 2026)

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SGIPF Sugi Holdings Co Ltd SGIPF
93 GF Score
Price $18.99
GF Value $21.88
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Sugi Holdings Co Effective Interest Rate on Debt %?

Sugi Holdings Co SGIPF 93 Effective Interest Rate on Debt % is 1.31% as of Feb. 2026. GuruFocus rates SGIPF with a GF Score™ of 93/100 and a GF Value™ of $21.88 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sugi Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $8 Mil. Sugi Holdings Co's average total debt for the quarter that ended in Feb. 2026 was $610 Mil. Therefore, Sugi Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.31%.


Sugi Holdings Co  (OTCPK:SGIPF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sugi Holdings Co Effective Interest Rate on Debt % Related Terms


Sugi Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sugi Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sugi Holdings Co Effective Interest Rate on Debt % Chart

Sugi Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.79 0.98 1.25

Sugi Holdings Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.85 1.31 1.65

Sugi Holdings Co Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Sugi Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sugi Holdings Co Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Sugi Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sugi Holdings Co's Effective Interest Rate on Debt % falls into.


SGIPF
93GF Score
Sugi Holdings Co Ltd SGIPF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sugi Holdings Co Effective Interest Rate on Debt % Calculation

Sugi Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -5.68/( (299.211+606.312)/ 2 )
=-1  *  -5.68/452.7615
=1.25 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.617 + 285.594
=299.211

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=433.219 + 173.093
=606.312

Sugi Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -7.968/( (613.532+606.312)/ 2 )
=-1  *  -7.968/609.922
=1.31 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=440.399 + 173.133
=613.532

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=433.219 + 173.093
=606.312

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.31% mean?
Sugi Holdings Co (SGIPF) has a Effective Interest Rate on Debt % of 1.31% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sugi Holdings Co and its competitors.
Is Sugi Holdings Co's Effective Interest Rate on Debt % too high?
Sugi Holdings Co's current Effective Interest Rate on Debt % is 1.31%. Overall, Sugi Holdings Co has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sugi Holdings Co's Effective Interest Rate on Debt % compare to competitors?
Sugi Holdings Co's Effective Interest Rate on Debt % of 1.31% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sugi Holdings Co and its competitors. Sugi Holdings Co's current Effective Interest Rate on Debt % is 1.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sugi Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sugi Holdings Co (SGIPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.88, compared to a current price of $18.99 — trading 13.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.31%. Sugi Holdings Co's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sugi Holdings Co (SGIPF), the current Effective Interest Rate on Debt % is 1.31% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sugi Holdings Co (SGIPF) Overvalued in 2026?

Based on GuruFocus' analysis, Sugi Holdings Co stock appears to be undervalued. The current stock price of $18.99 is trading 13.2% below its estimated GF Value™ of $21.88. GuruFocus considers Sugi Holdings Co to be Modestly Overvalued.

Key valuation signals for SGIPF:

  • Effective Interest Rate on Debt %: 1.31%
  • GF Value™: $21.88 vs. price of $18.99 (13.2% below fair value)
  • GF Score™: 93/100 with 3 warning signs

No single metric tells the full story. See the SGIPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sugi Holdings Co Business Description

Other Exchanges 7649:JapanUGI:Germany
Address 62-1 Shine, Yokone-cho, Aichi Prefecture, Obu, JPN, 474-0011
Sugi Holdings Co Ltd is a Japan-based company engaged in drugstore operations and the pharmaceutical dispensing business. Through its subsidiaries, the company is involved in selling pharmaceuticals, health foods, cosmetics, daily essentials, and prescription drugs. It also operates community-based drugstores that support home healthcare in collaboration with local medical professionals. The company also supports regional healthcare facilities and provides at-home nursing services.
93GF Score

Get the complete analysis for SGIPF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.99
Price
$21.88
GF Value