SGLOF (Food & Life) Effective Interest Rate on Debt %: 1.55% (As of Mar. 2026)


SGLOF Food & Life Companies Ltd SGLOF
72 GF Score
Price $8.91
GF Value $4.67
! 1 Warning Sign
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What is Food & Life Effective Interest Rate on Debt %?

Food & Life SGLOF 72 Effective Interest Rate on Debt % is 1.55% as of Mar. 2026. GuruFocus rates SGLOF with a GF Score™ of 72/100 and a GF Value™ of $4.67. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Food & Life's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $22 Mil. Food & Life's average total debt for the quarter that ended in Mar. 2026 was $1,429 Mil. Therefore, Food & Life's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.55%.


Food & Life  (OTCPK:SGLOF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Food & Life Effective Interest Rate on Debt % Related Terms


Food & Life Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Food & Life's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Food & Life Effective Interest Rate on Debt % Chart

Food & Life Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.46 0.68 1.02 1.23

Food & Life Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 0.97 1.49 1.23 1.55

SGLOF vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Food & Life's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Food & Life Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Food & Life's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Food & Life's Effective Interest Rate on Debt % falls into.


SGLOF
72GF Score
Food & Life Companies Ltd SGLOF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Food & Life Effective Interest Rate on Debt % Calculation

Food & Life's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -18.416/( (1517.16+1478.802)/ 2 )
=-1  *  -18.416/1497.981
=1.23 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1317.571 + 199.589
=1517.16

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1305.033 + 173.769
=1478.802

Food & Life's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -22.156/( (1437.918+1421.068)/ 2 )
=-1  *  -22.156/1429.493
=1.55 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1260.687 + 177.231
=1437.918

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1241.975 + 179.093
=1421.068

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.55% mean?
Food & Life (SGLOF) has a Effective Interest Rate on Debt % of 1.55% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Food & Life and its competitors.
Is Food & Life's Effective Interest Rate on Debt % too high?
Food & Life's current Effective Interest Rate on Debt % is 1.55%. Overall, Food & Life has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Food & Life's Effective Interest Rate on Debt % compare to MCD and SBUX?
Food & Life's Effective Interest Rate on Debt % of 1.55% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Food & Life and its competitors. Food & Life's current Effective Interest Rate on Debt % is 1.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Food & Life stock overvalued right now?
Food & Life (SGLOF) has a current Effective Interest Rate on Debt % of 1.55%. The stock's GF Value™ is $4.67, compared to a current price of $8.91 — trading 90.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.55%. Food & Life's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Food & Life (SGLOF), the current Effective Interest Rate on Debt % is 1.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Food & Life (SGLOF) Overvalued in 2026?

Based on GuruFocus' analysis, Food & Life stock appears to be overvalued. The current stock price of $8.91 is trading 90.8% above its estimated GF Value™ of $4.67.

Key valuation signals for SGLOF:

  • Effective Interest Rate on Debt %: 1.55%
  • GF Value™: $4.67 vs. price of $8.91 (90.8% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the SGLOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Food & Life Business Description

Other Exchanges 3563:Japan2G0:Germany
Address 1-22-2 Esaka-cho, Osaka Prefecture, Suita, JPN, 564-0063
Food & Life Companies Ltd owns and operates a revolving sushi-style restaurant chain. The company operates under the Sushiro brand. It has operations in Japan, Korea, Taiwan, Hong Kong, Singapore, and Thailand.
72GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.91
Price
$4.67
GF Value