Zhongjin Gold (SHSE:600489) Effective Interest Rate on Debt %: 1.85% (As of Mar. 2026)

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SHSE:600489 Zhongjin Gold Corp Ltd SHSE:600489
74 GF Score
Price ¥24.95
GF Value ¥19.54
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Zhongjin Gold Effective Interest Rate on Debt %?

Zhongjin Gold SHSE:600489 -6.27% 74 Effective Interest Rate on Debt % is 1.85% as of Mar. 2026. GuruFocus rates SHSE:600489 with a GF Score™ of 74/100 and a GF Value™ of ¥19.54 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zhongjin Gold's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ¥357 Mil. Zhongjin Gold's average total debt for the quarter that ended in Mar. 2026 was ¥19,291 Mil. Therefore, Zhongjin Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.85%.


Zhongjin Gold  (SHSE:600489) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zhongjin Gold Effective Interest Rate on Debt % Related Terms


Zhongjin Gold Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zhongjin Gold's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhongjin Gold Effective Interest Rate on Debt % Chart

Zhongjin Gold Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.91 2.75 3.21 2.70 2.40

Zhongjin Gold Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.30 2.26 1.90 2.32 1.85

SHSE:600489 vs NEM, AU, RGLD: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Zhongjin Gold's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhongjin Gold Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Zhongjin Gold's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zhongjin Gold's Effective Interest Rate on Debt % falls into.


SHSE:600489
74GF Score
Zhongjin Gold Corp Ltd SHSE:600489
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhongjin Gold Effective Interest Rate on Debt % Calculation

Zhongjin Gold's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -397.327/( (15674.823+17409.898)/ 2 )
=-1  *  -397.327/16542.3605
=2.40 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6454.353 + 9220.47
=15674.823

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3594.992 + 13814.906
=17409.898

Zhongjin Gold's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -356.536/( (17409.898+21172.133)/ 2 )
=-1  *  -356.536/19291.0155
=1.85 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3594.992 + 13814.906
=17409.898

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4110.705 + 17061.428
=21172.133

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.85% mean?
Zhongjin Gold (SHSE:600489) has a Effective Interest Rate on Debt % of 1.85% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zhongjin Gold and its competitors.
Is Zhongjin Gold's Effective Interest Rate on Debt % too high?
Zhongjin Gold's current Effective Interest Rate on Debt % is 1.85%. Overall, Zhongjin Gold has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zhongjin Gold's Effective Interest Rate on Debt % compare to NEM and AU?
Zhongjin Gold's Effective Interest Rate on Debt % of 1.85% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zhongjin Gold and its competitors. Zhongjin Gold's current Effective Interest Rate on Debt % is 1.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongjin Gold stock overvalued right now?
Based on GuruFocus' analysis, Zhongjin Gold (SHSE:600489) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥19.54, compared to a current price of ¥24.95 — trading 27.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.85%. Zhongjin Gold's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zhongjin Gold (SHSE:600489), the current Effective Interest Rate on Debt % is 1.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongjin Gold (SHSE:600489) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongjin Gold stock appears to be overvalued. The current stock price of ¥24.95 is trading 27.7% above its estimated GF Value™ of ¥19.54. GuruFocus considers Zhongjin Gold to be Modestly Overvalued.

Key valuation signals for SHSE:600489:

  • Effective Interest Rate on Debt %: 1.85%
  • GF Value™: ¥19.54 vs. price of ¥24.95 (27.7% above fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the SHSE:600489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhongjin Gold Business Description

Address No. 9 Andingmenwai Street, Dongcheng District, Beijing, CHN, 100011
Zhongjin Gold Corp Ltd engages in the mining, smelting, and sale of non-ferrous metals in China. Its products include gold, electrolytic silver and copper, sulfuric acid, and other products, as well as iron oxide pigments. The company operates its business in both the domestic and overseas market.
74GF Score

Get the complete analysis for SHSE:600489

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥24.95
Price
¥19.54
GF Value