360 Security Technology (SHSE:601360) Effective Interest Rate on Debt %: 2.61% (As of Mar. 2026)

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SHSE:601360 360 Security Technology Inc SHSE:601360
71 GF Score
Price ¥9.47
GF Value ¥13.45
Valuation Significantly Undervalued
! 5 Warning Signs
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What is 360 Security Technology Effective Interest Rate on Debt %?

360 Security Technology SHSE:601360 +0.85% 71 Effective Interest Rate on Debt % is 2.61% as of Mar. 2026. GuruFocus rates SHSE:601360 with a GF Score™ of 71/100 and a GF Value™ of ¥13.45 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 360 Security Technology's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ¥40 Mil. 360 Security Technology's average total debt for the quarter that ended in Mar. 2026 was ¥1,534 Mil. Therefore, 360 Security Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.61%.


360 Security Technology  (SHSE:601360) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


360 Security Technology Effective Interest Rate on Debt % Related Terms


360 Security Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 360 Security Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

360 Security Technology Effective Interest Rate on Debt % Chart

360 Security Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.12 8.62 3.50 3.14 2.28

360 Security Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.50 2.47 2.20 1.54 2.61

SHSE:601360 vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, 360 Security Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


360 Security Technology Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, 360 Security Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 360 Security Technology's Effective Interest Rate on Debt % falls into.


SHSE:601360
71GF Score
360 Security Technology Inc SHSE:601360
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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360 Security Technology Effective Interest Rate on Debt % Calculation

360 Security Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -28.428/( (1268.783+1222.702)/ 2 )
=-1  *  -28.428/1245.7425
=2.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=704.405 + 564.378
=1268.783

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=336.385 + 886.317
=1222.702

360 Security Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -40.1/( (1222.702+1844.359)/ 2 )
=-1  *  -40.1/1533.5305
=2.61 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=336.385 + 886.317
=1222.702

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=706.623 + 1137.736
=1844.359

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.61% mean?
360 Security Technology (SHSE:601360) has a Effective Interest Rate on Debt % of 2.61% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 360 Security Technology and its competitors.
Is 360 Security Technology's Effective Interest Rate on Debt % too high?
360 Security Technology's current Effective Interest Rate on Debt % is 2.61%. Overall, 360 Security Technology has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 360 Security Technology's Effective Interest Rate on Debt % compare to MSFT and ORCL?
360 Security Technology's Effective Interest Rate on Debt % of 2.61% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 360 Security Technology and its competitors. 360 Security Technology's current Effective Interest Rate on Debt % is 2.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 360 Security Technology stock overvalued right now?
Based on GuruFocus' analysis, 360 Security Technology (SHSE:601360) is currently considered Significantly Undervalued. The stock's GF Value™ is ¥13.45, compared to a current price of ¥9.47 — trading 29.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.61%. 360 Security Technology's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 360 Security Technology (SHSE:601360), the current Effective Interest Rate on Debt % is 2.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 360 Security Technology (SHSE:601360) Overvalued in 2026?

Based on GuruFocus' analysis, 360 Security Technology stock appears to be undervalued. The current stock price of ¥9.47 is trading 29.6% below its estimated GF Value™ of ¥13.45. GuruFocus considers 360 Security Technology to be Significantly Undervalued.

Key valuation signals for SHSE:601360:

  • Effective Interest Rate on Debt %: 2.61%
  • GF Value™: ¥13.45 vs. price of ¥9.47 (29.6% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the SHSE:601360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


360 Security Technology Business Description

Address No. 6, Jiuxianqiao Road, Block A, Building 2, Chaoyang District, Beijing, CHN, 100015
360 Security Technology Inc is engaged in the research and development of Internet security technology, design, development, and promotion of Internet security products, as well as commercial services such as Internet advertising and services based on Internet security products, Internet value-added services, and smart hardware services. The company operates through two segments. The Internet and Smart Hardware Business segment covers Internet commercialization, such as advertising and services, value-added Internet businesses like AI products and game distribution, and smart hardware, including cameras, video doorbells, driving recorders, and children's smartwatches. The Security Business segment focuses on digital security operations.
71GF Score

Get the complete analysis for SHSE:601360

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥9.47
Price
¥13.45
GF Value