JZJ Chain Drugstore (SHSE:605266) Effective Interest Rate on Debt %: 2.62% (As of Jun. 2026)

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SHSE:605266 JZJ Chain Drugstore Corp SHSE:605266
81 GF Score
Price ¥15.94
GF Value ¥22.29
Valuation Modestly Undervalued
! 9 Warning Signs
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What is JZJ Chain Drugstore Effective Interest Rate on Debt %?

JZJ Chain Drugstore SHSE:605266 +0.95% 81 Effective Interest Rate on Debt % is 2.62% as of Jun. 2026. GuruFocus rates SHSE:605266 with a GF Score™ of 81/100 and a GF Value™ of ¥22.29 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JZJ Chain Drugstore's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ¥109 Mil. JZJ Chain Drugstore's average total debt for the quarter that ended in Jun. 2026 was ¥4,154 Mil. Therefore, JZJ Chain Drugstore's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 2.62%.


JZJ Chain Drugstore  (SHSE:605266) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


JZJ Chain Drugstore Effective Interest Rate on Debt % Related Terms


JZJ Chain Drugstore Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for JZJ Chain Drugstore's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JZJ Chain Drugstore Effective Interest Rate on Debt % Chart

JZJ Chain Drugstore Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.29 4.74 3.66 3.37 2.80

JZJ Chain Drugstore Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 2.63 2.83 2.57 2.62

JZJ Chain Drugstore Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, JZJ Chain Drugstore's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JZJ Chain Drugstore Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, JZJ Chain Drugstore's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where JZJ Chain Drugstore's Effective Interest Rate on Debt % falls into.


SHSE:605266
81GF Score
JZJ Chain Drugstore Corp SHSE:605266
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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JZJ Chain Drugstore Effective Interest Rate on Debt % Calculation

JZJ Chain Drugstore's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -120.722/( (4341.862+4278.744)/ 2 )
=-1  *  -120.722/4310.303
=2.80 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2098.863 + 2242.999
=4341.862

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1476.953 + 2801.791
=4278.744

JZJ Chain Drugstore's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -109.028/( (4199.758+4108.72)/ 2 )
=-1  *  -109.028/4154.239
=2.62 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1289.534 + 2910.224
=4199.758

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1288.026 + 2820.694
=4108.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.62% mean?
JZJ Chain Drugstore (SHSE:605266) has a Effective Interest Rate on Debt % of 2.62% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JZJ Chain Drugstore and its competitors.
Is JZJ Chain Drugstore's Effective Interest Rate on Debt % too high?
JZJ Chain Drugstore's current Effective Interest Rate on Debt % is 2.62%. Overall, JZJ Chain Drugstore has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JZJ Chain Drugstore's Effective Interest Rate on Debt % compare to competitors?
JZJ Chain Drugstore's Effective Interest Rate on Debt % of 2.62% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JZJ Chain Drugstore and its competitors. JZJ Chain Drugstore's current Effective Interest Rate on Debt % is 2.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JZJ Chain Drugstore stock overvalued right now?
Based on GuruFocus' analysis, JZJ Chain Drugstore (SHSE:605266) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥22.29, compared to a current price of ¥15.94 — trading 28.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.62%. JZJ Chain Drugstore's overall GF Score™ is 81/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For JZJ Chain Drugstore (SHSE:605266), the current Effective Interest Rate on Debt % is 2.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JZJ Chain Drugstore (SHSE:605266) Overvalued in 2026?

Based on GuruFocus' analysis, JZJ Chain Drugstore stock appears to be undervalued. The current stock price of ¥15.94 is trading 28.5% below its estimated GF Value™ of ¥22.29. GuruFocus considers JZJ Chain Drugstore to be Modestly Undervalued.

Key valuation signals for SHSE:605266:

  • Effective Interest Rate on Debt %: 2.62%
  • GF Value™: ¥22.29 vs. price of ¥15.94 (28.5% below fair value)
  • GF Score™: 81/100 with 9 warning signs

No single metric tells the full story. See the SHSE:605266 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JZJ Chain Drugstore Business Description

Address At the intersection of Lianmeng Road and Wanhong Road, Wanhong Jiayuan Fengyuan (Plot 5) Complex Building, Panlong District, Yunnan Province, Kunming, CHN, 650224
JZJ Chain Drugstore Corp is engaged in the retail chain business of health products such as medicines, health foods, personal care products, household health products, convenience foods, and daily consumables and provides related professional services.
81GF Score

Get the complete analysis for SHSE:605266

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥15.94
Price
¥22.29
GF Value