Transwarp Technology (Shanghai) Co (SHSE:688031) Effective Interest Rate on Debt %: 3.57% (As of Jun. 2026)

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SHSE:688031 Transwarp Technology (Shanghai) Co Ltd SHSE:688031
68 GF Score
Price ¥112.00
GF Value ¥65.18
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt %?

Transwarp Technology (Shanghai) Co SHSE:688031 +11.72% 68 Effective Interest Rate on Debt % is 3.57% as of Jun. 2026. GuruFocus rates SHSE:688031 with a GF Score™ of 68/100 and a GF Value™ of ¥65.18 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Transwarp Technology (Shanghai) Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ¥1.5 Mil. Transwarp Technology (Shanghai) Co's average total debt for the quarter that ended in Jun. 2026 was ¥41.3 Mil. Therefore, Transwarp Technology (Shanghai) Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 3.57%.


Transwarp Technology (Shanghai) Co  (SHSE:688031) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt % Related Terms


Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt % Chart

Transwarp Technology (Shanghai) Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.34 5.25 4.31 3.49 3.69

Transwarp Technology (Shanghai) Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.20 2.98 3.14 3.15 3.57

SHSE:688031 vs CRM, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % falls into.


SHSE:688031
68GF Score
Transwarp Technology (Shanghai) Co Ltd SHSE:688031
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Transwarp Technology (Shanghai) Co Effective Interest Rate on Debt % Calculation

Transwarp Technology (Shanghai) Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.224/( (73.949+46.592)/ 2 )
=-1  *  -2.224/60.2705
=3.69 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.716 + 57.233
=73.949

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.261 + 45.331
=46.592

Transwarp Technology (Shanghai) Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -1.472/( (21.764+60.796)/ 2 )
=-1  *  -1.472/41.28
=3.57 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.513 + 21.251
=21.764

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.593 + 40.203
=60.796

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.57% mean?
Transwarp Technology (Shanghai) Co (SHSE:688031) has a Effective Interest Rate on Debt % of 3.57% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Transwarp Technology (Shanghai) Co and its competitors.
Is Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % too high?
Transwarp Technology (Shanghai) Co's current Effective Interest Rate on Debt % is 3.57%. Overall, Transwarp Technology (Shanghai) Co has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % compare to CRM and SHOP?
Transwarp Technology (Shanghai) Co's Effective Interest Rate on Debt % of 3.57% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Transwarp Technology (Shanghai) Co and its competitors. Transwarp Technology (Shanghai) Co's current Effective Interest Rate on Debt % is 3.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transwarp Technology (Shanghai) Co stock overvalued right now?
Based on GuruFocus' analysis, Transwarp Technology (Shanghai) Co (SHSE:688031) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥65.18, compared to a current price of ¥112.00 — trading 71.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.57%. Transwarp Technology (Shanghai) Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Transwarp Technology (Shanghai) Co (SHSE:688031), the current Effective Interest Rate on Debt % is 3.57% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transwarp Technology (Shanghai) Co (SHSE:688031) Overvalued in 2026?

Based on GuruFocus' analysis, Transwarp Technology (Shanghai) Co stock appears to be overvalued. The current stock price of ¥112.00 is trading 71.8% above its estimated GF Value™ of ¥65.18. GuruFocus considers Transwarp Technology (Shanghai) Co to be Significantly Overvalued.

Key valuation signals for SHSE:688031:

  • Effective Interest Rate on Debt %: 3.57%
  • GF Value™: ¥65.18 vs. price of ¥112.00 (71.8% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the SHSE:688031 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transwarp Technology (Shanghai) Co Business Description

Address No. 88, Hongcao Road, Floor 11-12, Building B, Xuhui District, Shanghai, CHN, 200233
Transwarp Technology (Shanghai) Co Ltd provide basic software and services for the entire data life cycle of data integration, storage, governance, modeling, analysis, mining and circulation.
68GF Score

Get the complete analysis for SHSE:688031

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥112.00
Price
¥65.18
GF Value