Bingo Software Co (SHSE:688227) Effective Interest Rate on Debt %: 2.70% (As of Jun. 2026)

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SHSE:688227 Bingo Software Co Ltd SHSE:688227
54 GF Score
Price ¥73.18
GF Value ¥27.61
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bingo Software Co Effective Interest Rate on Debt %?

Bingo Software Co SHSE:688227 +2.41% 54 Effective Interest Rate on Debt % is 2.70% as of Jun. 2026. GuruFocus rates SHSE:688227 with a GF Score™ of 54/100 and a GF Value™ of ¥27.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bingo Software Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ¥4.4 Mil. Bingo Software Co's average total debt for the quarter that ended in Jun. 2026 was ¥163.9 Mil. Therefore, Bingo Software Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 2.70%.


Bingo Software Co  (SHSE:688227) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bingo Software Co Effective Interest Rate on Debt % Related Terms


Bingo Software Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bingo Software Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bingo Software Co Effective Interest Rate on Debt % Chart

Bingo Software Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 5.49 4.59 4.11 3.74 3.62

Bingo Software Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.95 3.37 3.91 3.06 2.70

SHSE:688227 vs MSFT, PLTR, ORCL: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Bingo Software Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bingo Software Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Bingo Software Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bingo Software Co's Effective Interest Rate on Debt % falls into.


SHSE:688227
54GF Score
Bingo Software Co Ltd SHSE:688227
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bingo Software Co Effective Interest Rate on Debt % Calculation

Bingo Software Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.409/( (205.757+148.251)/ 2 )
=-1  *  -6.409/177.004
=3.62 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=43.591 + 162.166
=205.757

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.661 + 96.59
=148.251

Bingo Software Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -4.424/( (168.025+159.717)/ 2 )
=-1  *  -4.424/163.871
=2.70 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=71.813 + 96.212
=168.025

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=62.984 + 96.733
=159.717

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.70% mean?
Bingo Software Co (SHSE:688227) has a Effective Interest Rate on Debt % of 2.70% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bingo Software Co and its competitors.
Is Bingo Software Co's Effective Interest Rate on Debt % too high?
Bingo Software Co's current Effective Interest Rate on Debt % is 2.70%. Overall, Bingo Software Co has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bingo Software Co's Effective Interest Rate on Debt % compare to MSFT and PLTR?
Bingo Software Co's Effective Interest Rate on Debt % of 2.70% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bingo Software Co and its competitors. Bingo Software Co's current Effective Interest Rate on Debt % is 2.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bingo Software Co stock overvalued right now?
Based on GuruFocus' analysis, Bingo Software Co (SHSE:688227) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥27.61, compared to a current price of ¥73.18 — trading 165% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.70%. Bingo Software Co's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bingo Software Co (SHSE:688227), the current Effective Interest Rate on Debt % is 2.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bingo Software Co (SHSE:688227) Overvalued in 2026?

Based on GuruFocus' analysis, Bingo Software Co stock appears to be overvalued. The current stock price of ¥73.18 is trading 165% above its estimated GF Value™ of ¥27.61. GuruFocus considers Bingo Software Co to be Significantly Overvalued.

Key valuation signals for SHSE:688227:

  • Effective Interest Rate on Debt %: 2.70%
  • GF Value™: ¥27.61 vs. price of ¥73.18 (165% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the SHSE:688227 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bingo Software Co Business Description

Address No. 17, Software Road, Building G1, Gaotang Software Industry Base, Tianhe District, Guangdong Province, Guangzhou, CHN, 510663
Bingo Software Co Ltd is a cloud computing and industry information service provider. It holds cloud computing-centric basic products such as BingoCloudOS, BingoFuse, BingoInsight, BingoLink and others. The types of products and services include cloud product sales, cloud leasing services, cloud solutions and industry information services.
54GF Score

Get the complete analysis for SHSE:688227

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥73.18
Price
¥27.61
GF Value