SHVLF (Starcore International Mines) Effective Interest Rate on Debt %: 29.18% (As of Jan. 2026)


SHVLF Starcore International Mines Ltd SHVLF
43 GF Score
Price $0.36
GF Value $0.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Starcore International Mines Effective Interest Rate on Debt %?

Starcore International Mines SHVLF +2.93% 43 Effective Interest Rate on Debt % is 29.18% as of Jan. 2026. GuruFocus rates SHVLF with a GF Score™ of 43/100 and a GF Value™ of $0.14 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Starcore International Mines's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.17 Mil. Starcore International Mines's average total debt for the quarter that ended in Jan. 2026 was $0.59 Mil. Therefore, Starcore International Mines's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 29.18%.


Starcore International Mines  (OTCPK:SHVLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Starcore International Mines Effective Interest Rate on Debt % Related Terms


Starcore International Mines Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Starcore International Mines's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Starcore International Mines Effective Interest Rate on Debt % Chart

Starcore International Mines Annual Data
Trend Jul15 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.62 1.77 1.81 41.24 48.19

Starcore International Mines Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 75.22 206.53 7.94 41.05 29.18

Starcore International Mines Effective Interest Rate on Debt % Competitor Comparison

For the Other Industrial Metals & Mining subindustry, Starcore International Mines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Starcore International Mines Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Starcore International Mines's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Starcore International Mines's Effective Interest Rate on Debt % falls into.


SHVLF
43GF Score
Starcore International Mines Ltd SHVLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Starcore International Mines Effective Interest Rate on Debt % Calculation

Starcore International Mines's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2024 )+Total Debt  (A: Apr. 2025 ))/ count )
=-1  *  -0.26/( (0.554+0.525)/ 2 )
=-1  *  -0.26/0.5395
=48.19 %

where

Total Debt  (A: Apr. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.231 + 0.323
=0.554

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.217 + 0.308
=0.525

Starcore International Mines's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.172/( (0.657+0.522)/ 2 )
=-1  *  -0.172/0.5895
=29.18 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.27 + 0.387
=0.657

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.225 + 0.297
=0.522

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 29.18% mean?
Starcore International Mines (SHVLF) has a Effective Interest Rate on Debt % of 29.18% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Starcore International Mines and its competitors.
Is Starcore International Mines' Effective Interest Rate on Debt % too high?
Starcore International Mines' current Effective Interest Rate on Debt % is 29.18%. Overall, Starcore International Mines has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Starcore International Mines' Effective Interest Rate on Debt % compare to competitors?
Starcore International Mines' Effective Interest Rate on Debt % of 29.18% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Starcore International Mines and its competitors. Starcore International Mines's current Effective Interest Rate on Debt % is 29.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starcore International Mines stock overvalued right now?
Based on GuruFocus' analysis, Starcore International Mines (SHVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.14, compared to a current price of $0.36 — trading 160.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 29.18%. Starcore International Mines' overall GF Score™ is 43/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Starcore International Mines (SHVLF), the current Effective Interest Rate on Debt % is 29.18% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Starcore International Mines (SHVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Starcore International Mines stock appears to be overvalued. The current stock price of $0.36 is trading 160.1% above its estimated GF Value™ of $0.14. GuruFocus considers Starcore International Mines to be Significantly Overvalued.

Key valuation signals for SHVLF:

  • Effective Interest Rate on Debt %: 29.18%
  • GF Value™: $0.14 vs. price of $0.36 (160.1% above fair value)
  • GF Score™: 43/100 with 4 warning signs

No single metric tells the full story. See the SHVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Starcore International Mines Business Description

Other Exchanges V4JA:GermanySAM:Canada
Address 580 Hornby Street, Suite 750, Vancouver, BC, CAN, V6C 3B6
Starcore International Mines Ltd is in the business of exploration, development, and production of minerals. It has got products in various stages The San Martin being the primary source of operating cash flows. In Mexico, the business holds an interest in the silver and gold processing plant. Some of its projects include San Martin, El Creston, and Toiyabe among others. The majority of the organization's revenue comes from Bernal, Mexico. The Company is also engaged in acquiring mining related operating assets and exploration assets in North America and West Africa directly and through corporate acquisitions.
43GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.36
Price
$0.14
GF Value