SIMTF (SIM Technology Group) Effective Interest Rate on Debt %: 11.79% (As of Dec. 2025)


SIMTF SIM Technology Group Ltd SIMTF
32 GF Score
Price $0.05
GF Value $0.04
! 2 Warning Signs
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What is SIM Technology Group Effective Interest Rate on Debt %?

SIM Technology Group SIMTF 32 Effective Interest Rate on Debt % is 11.79% as of Dec. 2025. GuruFocus rates SIMTF with a GF Score™ of 32/100 and a GF Value™ of $0.04. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SIM Technology Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.16 Mil. SIM Technology Group's average total debt for the quarter that ended in Dec. 2025 was $1.37 Mil. Therefore, SIM Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.79%.


SIM Technology Group  (OTCPK:SIMTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SIM Technology Group Effective Interest Rate on Debt % Related Terms


SIM Technology Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SIM Technology Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SIM Technology Group Effective Interest Rate on Debt % Chart

SIM Technology Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.08 3.17 3.41 2.34 4.14

SIM Technology Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.44 10.28 -2.85 2.66 11.79

SIMTF vs CSCO, CIEN, MSI: Effective Interest Rate on Debt % Comparison

For the Communication Equipment subindustry, SIM Technology Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SIM Technology Group Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, SIM Technology Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SIM Technology Group's Effective Interest Rate on Debt % falls into.


SIMTF
32GF Score
SIM Technology Group Ltd SIMTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SIM Technology Group Effective Interest Rate on Debt % Calculation

SIM Technology Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.116/( (4.063+1.544)/ 2 )
=-1  *  -0.116/2.8035
=4.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.01 + 4.053
=4.063

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.052 + 1.492
=1.544

SIM Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.162/( (1.205+1.544)/ 2 )
=-1  *  -0.162/1.3745
=11.79 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.081 + 1.124
=1.205

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.052 + 1.492
=1.544

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.79% mean?
SIM Technology Group (SIMTF) has a Effective Interest Rate on Debt % of 11.79% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SIM Technology Group and its competitors.
Is SIM Technology Group's Effective Interest Rate on Debt % too high?
SIM Technology Group's current Effective Interest Rate on Debt % is 11.79%. Overall, SIM Technology Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does SIM Technology Group's Effective Interest Rate on Debt % compare to CSCO and CIEN?
SIM Technology Group's Effective Interest Rate on Debt % of 11.79% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SIM Technology Group and its competitors. SIM Technology Group's current Effective Interest Rate on Debt % is 11.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SIM Technology Group stock overvalued right now?
SIM Technology Group (SIMTF) has a current Effective Interest Rate on Debt % of 11.79%. The stock's GF Value™ is $0.04, compared to a current price of $0.05 — trading 14.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.79%. SIM Technology Group's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SIM Technology Group (SIMTF), the current Effective Interest Rate on Debt % is 11.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SIM Technology Group (SIMTF) Overvalued in 2026?

Based on GuruFocus' analysis, SIM Technology Group stock appears to be overvalued. The current stock price of $0.05 is trading 14.8% above its estimated GF Value™ of $0.04.

Key valuation signals for SIMTF:

  • Effective Interest Rate on Debt %: 11.79%
  • GF Value™: $0.04 vs. price of $0.05 (14.8% above fair value)
  • GF Score™: 32/100 with 2 warning signs

No single metric tells the full story. See the SIMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SIM Technology Group Business Description

Address No. 633 Jinzhong Road, Building A, SIM Technology Building, Changning District, Shanghai, CHN, 200335
SIM Technology Group Ltd is a mobile communication and Internet of Things solutions developer. The Group's product offerings include smartphones, tablets, smart wearable devices, IoT terminals (e.g., POS devices, tracking devices, smart systems), industrial IoT and intelligent manufacturing solutions, and vehicle electronics and smart automotive solutions, among others. Its reportable operating segments are: Intelligent terminal ODM business, Automotive intelligent products business, and Property management. The majority of its revenue is generated from the Intelligent terminal ODM business. Geographically, the Group generates maximum revenue from the People's Republic of China (PRC), and the rest from Europe, the United States, Hong Kong, and Other Asian countries.
32GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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