Sipef (SISAF) Effective Interest Rate on Debt %: 17.41% (As of Dec. 2025)


SISAF Sipef SA SISAF
68 GF Score
Price $54.00
GF Value $40.96
! 3 Warning Signs
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What is Sipef Effective Interest Rate on Debt %?

Sipef SISAF 68 Effective Interest Rate on Debt % is 17.41% as of Dec. 2025. GuruFocus rates SISAF with a GF Score™ of 68/100 and a GF Value™ of $40.96. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sipef's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.9 Mil. Sipef's average total debt for the quarter that ended in Dec. 2025 was $16.5 Mil. Therefore, Sipef's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 17.41%.


Sipef  (OTCPK:SISAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sipef Effective Interest Rate on Debt % Related Terms


Sipef Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sipef's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sipef Effective Interest Rate on Debt % Chart

Sipef Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.95 32.50 12.52 9.38 11.42

Sipef Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.55 7.73 10.94 6.17 17.41

SISAF vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, Sipef's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sipef Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Sipef's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sipef's Effective Interest Rate on Debt % falls into.


SISAF
68GF Score
Sipef SA SISAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sipef Effective Interest Rate on Debt % Calculation

Sipef's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.454/( (37.968+5.01)/ 2 )
=-1  *  -2.454/21.489
=11.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.448 + 36.52
=37.968

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.263 + 3.747
=5.01

Sipef's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.874/( (28.003+5.01)/ 2 )
=-1  *  -2.874/16.5065
=17.41 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.352 + 26.651
=28.003

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.263 + 3.747
=5.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 17.41% mean?
Sipef (SISAF) has a Effective Interest Rate on Debt % of 17.41% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sipef and its competitors.
Is Sipef's Effective Interest Rate on Debt % too high?
Sipef's current Effective Interest Rate on Debt % is 17.41%. Overall, Sipef has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Sipef's Effective Interest Rate on Debt % compare to ADM and BG?
Sipef's Effective Interest Rate on Debt % of 17.41% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sipef and its competitors. Sipef's current Effective Interest Rate on Debt % is 17.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sipef stock overvalued right now?
Sipef (SISAF) has a current Effective Interest Rate on Debt % of 17.41%. The stock's GF Value™ is $40.96, compared to a current price of $54.00 — trading 31.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 17.41%. Sipef's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sipef (SISAF), the current Effective Interest Rate on Debt % is 17.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sipef (SISAF) Overvalued in 2026?

Based on GuruFocus' analysis, Sipef stock appears to be overvalued. The current stock price of $54.00 is trading 31.8% above its estimated GF Value™ of $40.96.

Key valuation signals for SISAF:

  • Effective Interest Rate on Debt %: 17.41%
  • GF Value™: $40.96 vs. price of $54.00 (31.8% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the SISAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sipef Business Description

Address Calesbergdreef 5, Kasteel Calesberg, Schoten, BEL, B-2900
Sipef SA is a Belgium-based agro-industrial company. The company operates through segments, namely Palm segment consisting of palm kernels and palm kernel oil in Indonesia and Papua New Guinea; Bananas segment includes the sale of bananas and horticulture originating from Cote d'Ivoire; and Corporate segment includes administrative activities of the company. The company generates the majority of its revenue from the Palm segment. Its geographical segments are Indonesia, PNG, Cote d'Ivoire, Singapore, and Europe.
68GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.00
Price
$40.96
GF Value