SMJF (SMJ International Holdings) Effective Interest Rate on Debt %: 3.31% (As of Sep. 2025)

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SMJF SMJ International Holdings Inc SMJF
16 GF Score
Price $5.57
! 3 Warning Signs
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What is SMJ International Holdings Effective Interest Rate on Debt %?

SMJ International Holdings SMJF -0.36% 16 Effective Interest Rate on Debt % is 3.31% as of Sep. 2025. GuruFocus rates SMJF with a GF Score™ of 16/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SMJ International Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.15 Mil. SMJ International Holdings's average total debt for the quarter that ended in Sep. 2025 was $4.59 Mil. Therefore, SMJ International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 3.31%.


SMJ International Holdings  (AMEX:SMJF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SMJ International Holdings Effective Interest Rate on Debt % Related Terms


SMJ International Holdings Effective Interest Rate on Debt % Historical Data

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The historical data trend for SMJ International Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SMJ International Holdings Effective Interest Rate on Debt % Chart

SMJ International Holdings Annual Data
Trend Mar24 Mar25
Effective Interest Rate on Debt %
2.15 2.70

SMJ International Holdings Semi-Annual Data
Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % 0.00 2.61 2.87 3.31

SMJF vs UFI, CULP, PASW: Effective Interest Rate on Debt % Comparison

For the Textile Manufacturing subindustry, SMJ International Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SMJ International Holdings Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, SMJ International Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SMJ International Holdings's Effective Interest Rate on Debt % falls into.


SMJF
16GF Score
SMJ International Holdings Inc SMJF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SMJ International Holdings Effective Interest Rate on Debt % Calculation

SMJ International Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.139/( (5.216+5.093)/ 2 )
=-1  *  -0.139/5.1545
=2.70 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.389 + 1.827
=5.216

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.753 + 2.34
=5.093

SMJ International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.152/( (5.093+4.089)/ 2 )
=-1  *  -0.152/4.591
=3.31 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.753 + 2.34
=5.093

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.506 + 1.583
=4.089

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.31% mean?
SMJ International Holdings (SMJF) has a Effective Interest Rate on Debt % of 3.31% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SMJ International Holdings and its competitors.
Is SMJ International Holdings' Effective Interest Rate on Debt % too high?
SMJ International Holdings' current Effective Interest Rate on Debt % is 3.31%. Overall, SMJ International Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does SMJ International Holdings' Effective Interest Rate on Debt % compare to UFI and CULP?
SMJ International Holdings' Effective Interest Rate on Debt % of 3.31% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SMJ International Holdings and its competitors. SMJ International Holdings's current Effective Interest Rate on Debt % is 3.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SMJ International Holdings stock overvalued right now?
SMJ International Holdings (SMJF) has a current Effective Interest Rate on Debt % of 3.31%. The current Effective Interest Rate on Debt % is 3.31%. SMJ International Holdings' overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SMJ International Holdings (SMJF), the current Effective Interest Rate on Debt % is 3.31% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SMJ International Holdings Business Description

Address 31 Jurong Port Road, South Wing, No. 02-20 Jurong Logistics Hub, Singapore, SGP, 619115
SMJ International Holdings Inc specializes in the sale and distribution of a wide range of flooring products such as carpet tiles, broadloom carpets and vinyl tiles. The company operates under the proprietary brand 'SMJ'.The company also supplies environmentally friendly flooring products, promoting sustainable building practices in Asia. It has presence in several countries including Malaysia, Indonesia, Philippines, Hong Kong, PRC, Taiwan, Korea, Thailand, Vietnam, Brunei, and India. It generates revenue mainly through the sale and distribution of its flooring products prominently in Singapore.
16GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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