SNBIF (SanBio Co) Effective Interest Rate on Debt %: 2.82% (As of Jan. 2026)

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SNBIF SanBio Co Ltd SNBIF
18 GF Score
Price $16.45
! 1 Warning Sign
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What is SanBio Co Effective Interest Rate on Debt %?

SanBio Co SNBIF 18 Effective Interest Rate on Debt % is 2.82% as of Jan. 2026. GuruFocus rates SNBIF with a GF Score™ of 18/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SanBio Co's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.23 Mil. SanBio Co's average total debt for the quarter that ended in Jan. 2026 was $8.24 Mil. Therefore, SanBio Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 2.82%.


SanBio Co  (OTCPK:SNBIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SanBio Co Effective Interest Rate on Debt % Related Terms


SanBio Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for SanBio Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SanBio Co Effective Interest Rate on Debt % Chart

SanBio Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.28 1.33 1.23 1.50 4.35

SanBio Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.30 2.77 2.79 2.82 2.84

SNBIF vs VRTX, REGN, ALNY: Effective Interest Rate on Debt % Comparison

For the Biotechnology subindustry, SanBio Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SanBio Co Effective Interest Rate on Debt % vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, SanBio Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SanBio Co's Effective Interest Rate on Debt % falls into.


SNBIF
18GF Score
SanBio Co Ltd SNBIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SanBio Co Effective Interest Rate on Debt % Calculation

SanBio Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.227/( (2.537+7.907)/ 2 )
=-1  *  -0.227/5.222
=4.35 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.824 + 1.713
=2.537

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.084 + 0.823
=7.907

SanBio Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.232/( (8.573+7.907)/ 2 )
=-1  *  -0.232/8.24
=2.82 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.278 + 1.295
=8.573

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.084 + 0.823
=7.907

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.82% mean?
SanBio Co (SNBIF) has a Effective Interest Rate on Debt % of 2.82% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SanBio Co and its competitors.
Is SanBio Co's Effective Interest Rate on Debt % too high?
SanBio Co's current Effective Interest Rate on Debt % is 2.82%. Overall, SanBio Co has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does SanBio Co's Effective Interest Rate on Debt % compare to VRTX and REGN?
SanBio Co's Effective Interest Rate on Debt % of 2.82% can be compared against companies in the Biotechnology industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Biotechnology company?
A good Effective Interest Rate on Debt % depends on the Biotechnology industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SanBio Co and its competitors. SanBio Co's current Effective Interest Rate on Debt % is 2.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SanBio Co stock overvalued right now?
SanBio Co (SNBIF) has a current Effective Interest Rate on Debt % of 2.82%. The current Effective Interest Rate on Debt % is 2.82%. SanBio Co's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SanBio Co (SNBIF), the current Effective Interest Rate on Debt % is 2.82% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SanBio Co Business Description

Other Exchanges 4592:Japan
Address 8-1 Street Luke Tower 32nd Floor, Akashi-cho, Chuo-ku, Tokyo, JPN, 104-0044
SanBio Co Ltd is engaged in the research and development of regenerative cells drugs. The company has three types of drugs under development, including nerve regeneration cell SB623, used for the treatment of chronic cerebral infarction, traumatic brain injury, age-related macular degeneration, retinitis pigmentosa, Parkinson's disease, spinal cord injury and Alzheimer's disease; enhanced type-mesenchymal stem cells SB618, used to treat peripheral neuropathy, as well as muscle stem cells SB308, used in the treatment of muscular dystrophy.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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