SNYR (Synergy CHC) Effective Interest Rate on Debt %: 29.50% (As of Mar. 2026)

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What is Synergy CHC Effective Interest Rate on Debt %?

Synergy CHC SNYR +34.66% Effective Interest Rate on Debt % is 29.50% as of Mar. 2026. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Synergy CHC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $8.05 Mil. Synergy CHC's average total debt for the quarter that ended in Mar. 2026 was $27.28 Mil. Therefore, Synergy CHC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 29.50%.

Synergy CHC  (NAS:SNYR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Synergy CHC Effective Interest Rate on Debt % Related Terms

Synergy CHC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Synergy CHC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synergy CHC Effective Interest Rate on Debt % Chart

Synergy CHC Annual Data
Trend Jul13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.79 14.55 25.42 14.89 21.79

Synergy CHC Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.75 30.67 17.91 24.14 29.50

SNYR vs MEDS, MCK, COR: Effective Interest Rate on Debt % Comparison

For the Medical Distribution subindustry, Synergy CHC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Synergy CHC Effective Interest Rate on Debt % vs Medical Distribution Industry

For the Medical Distribution industry and Healthcare sector, Synergy CHC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Synergy CHC's Effective Interest Rate on Debt % falls into.


Synergy CHC Effective Interest Rate on Debt % Calculation

Synergy CHC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -5.92/( (27.515+26.814)/ 2 )
=-1  *  -5.92/27.1645
=21.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.79 + 11.725
=27.515

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.056 + 1.758
=26.814

Synergy CHC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -8.048/( (26.814+27.749)/ 2 )
=-1  *  -8.048/27.2815
=29.50 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.056 + 1.758
=26.814

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.018 + 2.731
=27.749

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 29.50% mean?
Synergy CHC (SNYR) has a Effective Interest Rate on Debt % of 29.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Synergy CHC and its competitors.
Is Synergy CHC's Effective Interest Rate on Debt % too high?
Synergy CHC's current Effective Interest Rate on Debt % is 29.50%.
How does Synergy CHC's Effective Interest Rate on Debt % compare to MEDS and MCK?
Synergy CHC's Effective Interest Rate on Debt % of 29.50% can be compared against companies in the Medical Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Distribution company?
A good Effective Interest Rate on Debt % depends on the Medical Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Synergy CHC and its competitors. Synergy CHC's current Effective Interest Rate on Debt % is 29.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Synergy CHC stock overvalued right now?
Based on GuruFocus' analysis, Synergy CHC (SNYR) is currently considered Possible Value Trap. The stock's GF Value™ is $1.08, compared to a current price of $0.11 — trading 90% below its estimated fair value. The current Effective Interest Rate on Debt % is 29.50%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Synergy CHC (SNYR), the current Effective Interest Rate on Debt % is 29.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Synergy CHC Business Description

Address 1016, 770 Roosevelt Trail, Suite 8, North Windham, ME, USA, 04062
Synergy CHC Corp is a provider of consumer health care, beauty, and lifestyle products. It is engaged in the business of marketing and distributing consumer-branded products through various distribution channels in the health and wellness industry. The company's products include FOCUSfactor, Flat Tummy Tea, Hand MD, and Neuragen, amongst others. Flat Tummy is a lifestyle and wellness brand that provides a suite of nutritional products to help women achieve their nutrition and weight management goals.