SPHL (Springview Holdings) Effective Interest Rate on Debt %: 8.66% (As of Dec. 2025)

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SPHL Springview Holdings Ltd SPHL
18 GF Score
Price $2.72
! 2 Warning Signs
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What is Springview Holdings Effective Interest Rate on Debt %?

Springview Holdings SPHL -3.56% 18 Effective Interest Rate on Debt % is 8.66% as of Dec. 2025. GuruFocus rates SPHL with a GF Score™ of 18/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Springview Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.07 Mil. Springview Holdings's average total debt for the quarter that ended in Dec. 2025 was $0.79 Mil. Therefore, Springview Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.66%.


Springview Holdings  (NAS:SPHL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Springview Holdings Effective Interest Rate on Debt % Related Terms


Springview Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Springview Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Springview Holdings Effective Interest Rate on Debt % Chart

Springview Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
4.06 5.97 7.73 8.56

Springview Holdings Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 7.64 7.22 8.46 9.63 8.66

SPHL vs DREM, BDCC, DHI: Effective Interest Rate on Debt % Comparison

For the Residential Construction subindustry, Springview Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Springview Holdings Effective Interest Rate on Debt % vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Springview Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Springview Holdings's Effective Interest Rate on Debt % falls into.


SPHL
18GF Score
Springview Holdings Ltd SPHL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Springview Holdings Effective Interest Rate on Debt % Calculation

Springview Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.074/( (0.91+0.818)/ 2 )
=-1  *  -0.074/0.864
=8.56 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.362 + 0.456
=0.818

Springview Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.068/( (0.752+0.818)/ 2 )
=-1  *  -0.068/0.785
=8.66 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.444 + 0.308
=0.752

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.362 + 0.456
=0.818

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.66% mean?
Springview Holdings (SPHL) has a Effective Interest Rate on Debt % of 8.66% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Springview Holdings and its competitors.
Is Springview Holdings' Effective Interest Rate on Debt % too high?
Springview Holdings' current Effective Interest Rate on Debt % is 8.66%. Overall, Springview Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Springview Holdings' Effective Interest Rate on Debt % compare to DREM and BDCC?
Springview Holdings' Effective Interest Rate on Debt % of 8.66% can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Homebuilding & Construction company?
A good Effective Interest Rate on Debt % depends on the Homebuilding & Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Springview Holdings and its competitors. Springview Holdings's current Effective Interest Rate on Debt % is 8.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Springview Holdings stock overvalued right now?
Springview Holdings (SPHL) has a current Effective Interest Rate on Debt % of 8.66%. The current Effective Interest Rate on Debt % is 8.66%. Springview Holdings' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Springview Holdings (SPHL), the current Effective Interest Rate on Debt % is 8.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Springview Holdings Business Description

Address 203 Henderson Road, No. 06-01, Henderson Industrial Park, Singapore, SGP, 159546
Springview Holdings Ltd conducts its operations through its indirect wholly-owned subsidiary, which designs and constructs residential and commercial buildings in Singapore. It also provides four main types of work, including new construction, reconstruction, Additions and Alterations (A&A), and other general contracting services such as renovation and design consultation. The company operates and manages its business as a single segment in the development of construction projects. It derives maximum revenue from its Residential Customers.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.72
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