SPPCF (Steppe Cement) Effective Interest Rate on Debt %: -8.65% (As of Dec. 2025)


SPPCF Steppe Cement Ltd SPPCF
53 GF Score
Price $0.31
GF Value $0.32
! 6 Warning Signs
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What is Steppe Cement Effective Interest Rate on Debt %?

Steppe Cement SPPCF 53 Effective Interest Rate on Debt % is -8.65% as of Dec. 2025. GuruFocus rates SPPCF with a GF Score™ of 53/100 and a GF Value™ of $0.32. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Steppe Cement's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $-0.3 Mil. Steppe Cement's average total debt for the quarter that ended in Dec. 2025 was $3.7 Mil. Therefore, Steppe Cement's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was -8.65%.


Steppe Cement  (OTCPK:SPPCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Steppe Cement Effective Interest Rate on Debt % Related Terms


Steppe Cement Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Steppe Cement's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steppe Cement Effective Interest Rate on Debt % Chart

Steppe Cement Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.55 7.82 13.55 21.03 9.46

Steppe Cement Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.18 11.85 23.62 21.31 -8.65

SPPCF vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Steppe Cement's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steppe Cement Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Steppe Cement's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Steppe Cement's Effective Interest Rate on Debt % falls into.


SPPCF
53GF Score
Steppe Cement Ltd SPPCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Steppe Cement Effective Interest Rate on Debt % Calculation

Steppe Cement's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.372/( (5.214+2.651)/ 2 )
=-1  *  -0.372/3.9325
=9.46 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.089 + 3.125
=5.214

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.78 + 0.871
=2.651

Steppe Cement's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0.322/( (4.792+2.651)/ 2 )
=-1  *  0.322/3.7215
=-8.65 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.842 + 1.95
=4.792

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.78 + 0.871
=2.651

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -8.65% mean?
Steppe Cement (SPPCF) has a Effective Interest Rate on Debt % of -8.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Steppe Cement and its competitors.
Is Steppe Cement's Effective Interest Rate on Debt % too high?
Steppe Cement's current Effective Interest Rate on Debt % is -8.65%. Overall, Steppe Cement has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Steppe Cement's Effective Interest Rate on Debt % compare to CRH and VMC?
Steppe Cement's Effective Interest Rate on Debt % of -8.65% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Steppe Cement and its competitors. Steppe Cement's current Effective Interest Rate on Debt % is -8.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steppe Cement stock overvalued right now?
Steppe Cement (SPPCF) has a current Effective Interest Rate on Debt % of -8.65%. The stock's GF Value™ is $0.32, compared to a current price of $0.31 — trading 3.1% below its estimated fair value. The current Effective Interest Rate on Debt % is -8.65%. Steppe Cement's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Steppe Cement (SPPCF), the current Effective Interest Rate on Debt % is -8.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steppe Cement (SPPCF) Overvalued in 2026?

Based on GuruFocus' analysis, Steppe Cement stock appears to be undervalued. The current stock price of $0.31 is trading 3.1% below its estimated GF Value™ of $0.32.

Key valuation signals for SPPCF:

  • Effective Interest Rate on Debt %: -8.65%
  • GF Value™: $0.32 vs. price of $0.31 (3.1% below fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the SPPCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steppe Cement Business Description

Other Exchanges STCM:UKST9:Germany
Address No. 8, Jalan Perak, West Wing, Suite 10.1, 10th Floor, Rohas Perkasa, Kuala Lumpur, MYS, 50450
Steppe Cement Ltd is an investment holding company based in Malaysia. Its primary business is the production and sale of cement, which is in the Karaganda region, the Republic of Kazakhstan. The company derives revenue from the sale of manufactured goods and the transmission and distribution of electricity.
53GF Score

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$0.31
Price
$0.32
GF Value