SPPL (Simpple) Effective Interest Rate on Debt %: 15.90% (As of Dec. 2025)


SPPL Simpple Ltd SPPL
16 GF Score
Price $3.89
! 3 Warning Signs
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What is Simpple Effective Interest Rate on Debt %?

Simpple SPPL 16 Effective Interest Rate on Debt % is 15.90% as of Dec. 2025. GuruFocus rates SPPL with a GF Score™ of 16/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Simpple's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.43 Mil. Simpple's average total debt for the quarter that ended in Dec. 2025 was $2.72 Mil. Therefore, Simpple's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 15.90%.

Simpple  (NAS:SPPL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Simpple Effective Interest Rate on Debt % Related Terms

Simpple Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Simpple's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Simpple Effective Interest Rate on Debt % Chart

Simpple Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.21 4.33 8.68 3.33 25.17

Simpple Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 19.44 3.10 3.78 21.51 15.90

SPPL vs CVV, WFF, HYOR: Effective Interest Rate on Debt % Comparison

For the Specialty Industrial Machinery subindustry, Simpple's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Simpple Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Simpple's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Simpple's Effective Interest Rate on Debt % falls into.


SPPL
16GF Score
Simpple Ltd SPPL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Simpple Effective Interest Rate on Debt % Calculation

Simpple's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.39/( (0.459+2.64)/ 2 )
=-1  *  -0.39/1.5495
=25.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.01 + 0.449
=0.459

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.331 + 2.309
=2.64

Simpple's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.432/( (2.795+2.64)/ 2 )
=-1  *  -0.432/2.7175
=15.90 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.004 + 2.791
=2.795

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.331 + 2.309
=2.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.90% mean?
Simpple (SPPL) has a Effective Interest Rate on Debt % of 15.90% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Simpple and its competitors.
Is Simpple's Effective Interest Rate on Debt % too high?
Simpple's current Effective Interest Rate on Debt % is 15.90%. Overall, Simpple has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Simpple's Effective Interest Rate on Debt % compare to CVV and WFF?
Simpple's Effective Interest Rate on Debt % of 15.90% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Simpple and its competitors. Simpple's current Effective Interest Rate on Debt % is 15.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simpple stock overvalued right now?
Simpple (SPPL) has a current Effective Interest Rate on Debt % of 15.90%. The current Effective Interest Rate on Debt % is 15.90%. Simpple's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Simpple (SPPL), the current Effective Interest Rate on Debt % is 15.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Simpple Business Description

Address 200 Braddell Road, Block G, No.01-00 BCA Braddell Campus, Singapore, SGP, 579700
Simpple Ltd delivers an ecosystem solution that combines Internet-of-Things devices, robotic solutions, and an integrated software system operating in unison to position buildings to be future-ready. The company operates through two primary segments: the sale, warranty, and maintenance of autonomous robotic cleaning equipment (Robots), and the sale of facilities management software (Facilities management software). The majority of its revenue is generated from the Robots segment. The company has expanded its operations into Australia /New Zealand and may also enter or expand in other geographic markets such as Canada, Hong Kong, Japan, the Middle East, the United Kingdom, Europe and the United States.
16GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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