SSGLF (SSH Group) Effective Interest Rate on Debt %: 8.69% (As of Dec. 2025)


SSGLF SSH Group Ltd SSGLF
38 GF Score
Price $0.07
GF Value $0.05
! 4 Warning Signs
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What is SSH Group Effective Interest Rate on Debt %?

SSH Group SSGLF 38 Effective Interest Rate on Debt % is 8.69% as of Dec. 2025. GuruFocus rates SSGLF with a GF Score™ of 38/100 and a GF Value™ of $0.05. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SSH Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.33 Mil. SSH Group's average total debt for the quarter that ended in Dec. 2025 was $15.33 Mil. Therefore, SSH Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.69%.


SSH Group  (OTCPK:SSGLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SSH Group Effective Interest Rate on Debt % Related Terms


SSH Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SSH Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSH Group Effective Interest Rate on Debt % Chart

SSH Group Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
2.43 5.39 8.06 8.20

SSH Group Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.32 8.20 8.44 8.41 8.69

SSGLF vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, SSH Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSH Group Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, SSH Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SSH Group's Effective Interest Rate on Debt % falls into.


SSGLF
38GF Score
SSH Group Ltd SSGLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SSH Group Effective Interest Rate on Debt % Calculation

SSH Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -1.493/( (20.152+16.273)/ 2 )
=-1  *  -1.493/18.2125
=8.20 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.821 + 7.331
=20.152

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.508 + 7.765
=16.273

SSH Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.332/( (16.273+14.393)/ 2 )
=-1  *  -1.332/15.333
=8.69 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.508 + 7.765
=16.273

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.191 + 8.202
=14.393

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.69% mean?
SSH Group (SSGLF) has a Effective Interest Rate on Debt % of 8.69% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SSH Group and its competitors.
Is SSH Group's Effective Interest Rate on Debt % too high?
SSH Group's current Effective Interest Rate on Debt % is 8.69%. Overall, SSH Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does SSH Group's Effective Interest Rate on Debt % compare to CTAS and CPRT?
SSH Group's Effective Interest Rate on Debt % of 8.69% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SSH Group and its competitors. SSH Group's current Effective Interest Rate on Debt % is 8.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSH Group stock overvalued right now?
SSH Group (SSGLF) has a current Effective Interest Rate on Debt % of 8.69%. The stock's GF Value™ is $0.05, compared to a current price of $0.07 — trading 40% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.69%. SSH Group's overall GF Score™ is 38/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SSH Group (SSGLF), the current Effective Interest Rate on Debt % is 8.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSH Group (SSGLF) Overvalued in 2026?

Based on GuruFocus' analysis, SSH Group stock appears to be overvalued. The current stock price of $0.07 is trading 40% above its estimated GF Value™ of $0.05.

Key valuation signals for SSGLF:

  • Effective Interest Rate on Debt %: 8.69%
  • GF Value™: $0.05 vs. price of $0.07 (40% above fair value)
  • GF Score™: 38/100 with 4 warning signs

No single metric tells the full story. See the SSGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSH Group Business Description

Other Exchanges JRSA:GermanySSH:Australia
Address 88 William Street, Level 3, Perth, WA, AUS, 6000
SSH Group Ltd provides a range of safety and people services, including security, labor hire, and road safety services, to the construction, mining, civil, and government market sectors in Western Australia. The company operates in segments: Workforce and Rental. The majority of revenue is derived from the Workforce segment.
38GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.07
Price
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GF Value