Gelex Group JSC (STC:GEX) Effective Interest Rate on Debt %: 5.75% (As of Mar. 2026)


STC:GEX Gelex Group JSC STC:GEX
87 GF Score
Price ₫28,900.00
GF Value ₫21,640.66
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Gelex Group JSC Effective Interest Rate on Debt %?

Gelex Group JSC STC:GEX -1.53% 87 Effective Interest Rate on Debt % is 5.75% as of Mar. 2026. GuruFocus rates STC:GEX with a GF Score™ of 87/100 and a GF Value™ of ₫21,640.66 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gelex Group JSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫1,848,281 Mil. Gelex Group JSC's average total debt for the quarter that ended in Mar. 2026 was ₫32,167,235 Mil. Therefore, Gelex Group JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.75%.


Gelex Group JSC  (STC:GEX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gelex Group JSC Effective Interest Rate on Debt % Related Terms


Gelex Group JSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gelex Group JSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gelex Group JSC Effective Interest Rate on Debt % Chart

Gelex Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.70 7.42 8.11 7.12 5.98

Gelex Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.39 6.26 6.89 6.11 5.75

STC:GEX vs VRT, BE, HUBB: Effective Interest Rate on Debt % Comparison

For the Electrical Equipment & Parts subindustry, Gelex Group JSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gelex Group JSC Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Gelex Group JSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gelex Group JSC's Effective Interest Rate on Debt % falls into.


STC:GEX
87GF Score
Gelex Group JSC STC:GEX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gelex Group JSC Effective Interest Rate on Debt % Calculation

Gelex Group JSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1356426.037/( (16545645.08+28836760.894)/ 2 )
=-1  *  -1356426.037/22691202.987
=5.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8306581.259 + 8239063.821
=16545645.08

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16668389.83 + 12168371.064
=28836760.894

Gelex Group JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1848280.656/( (28836760.894+35497709.502)/ 2 )
=-1  *  -1848280.656/32167235.198
=5.75 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16668389.83 + 12168371.064
=28836760.894

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21594016.06 + 13903693.442
=35497709.502

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.75% mean?
Gelex Group JSC (STC:GEX) has a Effective Interest Rate on Debt % of 5.75% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gelex Group JSC and its competitors.
Is Gelex Group JSC's Effective Interest Rate on Debt % too high?
Gelex Group JSC's current Effective Interest Rate on Debt % is 5.75%. Overall, Gelex Group JSC has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gelex Group JSC's Effective Interest Rate on Debt % compare to VRT and BE?
Gelex Group JSC's Effective Interest Rate on Debt % of 5.75% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gelex Group JSC and its competitors. Gelex Group JSC's current Effective Interest Rate on Debt % is 5.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gelex Group JSC stock overvalued right now?
Based on GuruFocus' analysis, Gelex Group JSC (STC:GEX) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫21,640.66, compared to a current price of ₫28,900.00 — trading 33.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.75%. Gelex Group JSC's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gelex Group JSC (STC:GEX), the current Effective Interest Rate on Debt % is 5.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gelex Group JSC (STC:GEX) Overvalued in 2026?

Based on GuruFocus' analysis, Gelex Group JSC stock appears to be overvalued. The current stock price of ₫28,900.00 is trading 33.5% above its estimated GF Value™ of ₫21,640.66. GuruFocus considers Gelex Group JSC to be Significantly Overvalued.

Key valuation signals for STC:GEX:

  • Effective Interest Rate on Debt %: 5.75%
  • GF Value™: ₫21,640.66 vs. price of ₫28,900.00 (33.5% above fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the STC:GEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gelex Group JSC Business Description

Address No. 52, Le Dai Hanh Street, Le Dai Hanh Ward, Hai Ba Trung District, Hanoi, VNM
Gelex Group JSC operates in the industrial production and infrastructure industry. The Industrial production of the company is engaged in manufacturing and supplying of electrical equipment like electric cables, transformers, electric motors and, other electrical equipment; and the Infrastructure consists of production and trade in construction materials, real estate and construction business; production, transmission and distribution of electricity including hydropower, solar power and wind power; exploitation, treatment and supply of clean water; hotel, tourism and office leasing services, houses, and other factories.
87GF Score

Get the complete analysis for STC:GEX

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫28,900.00
Price
₫21,640.66
GF Value