Portland General Electric Co (STU:49P) Effective Interest Rate on Debt %: 4.81% (As of Jun. 2026)

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STU:49P Portland General Electric Co STU:49P
61 GF Score
Price €42.40
GF Value €38.17
Valuation Fairly Valued
! 13 Warning Signs
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What is Portland General Electric Co Effective Interest Rate on Debt %?

Portland General Electric Co STU:49P +0.95% 61 Effective Interest Rate on Debt % is 4.81% as of Jun. 2026. GuruFocus rates STU:49P with a GF Score™ of 61/100 and a GF Value™ of €38.17 (Fairly Valued). The stock has 13 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Portland General Electric Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €212 Mil. Portland General Electric Co's average total debt for the quarter that ended in Jun. 2026 was €4,404 Mil. Therefore, Portland General Electric Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.81%.


Portland General Electric Co  (STU:49P) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Portland General Electric Co Effective Interest Rate on Debt % Related Terms


Portland General Electric Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Portland General Electric Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Portland General Electric Co Effective Interest Rate on Debt % Chart

Portland General Electric Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.10 4.27 4.06 4.64 4.48

Portland General Electric Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.39 4.73 4.74 4.88 4.81

STU:49P vs TXNM, NWE, IDA: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Electric subindustry, Portland General Electric Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Portland General Electric Co Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Portland General Electric Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Portland General Electric Co's Effective Interest Rate on Debt % falls into.


STU:49P
61GF Score
Portland General Electric Co STU:49P
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Portland General Electric Co Effective Interest Rate on Debt % Calculation

Portland General Electric Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -198.128/( (4609.785+4229.008)/ 2 )
=-1  *  -198.128/4419.3965
=4.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4421.65 + 188.135
=4609.785

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4205.95 + 23.058
=4229.008

Portland General Electric Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -211.792/( (4284.345+4523.148)/ 2 )
=-1  *  -211.792/4403.7465
=4.81 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4253.205 + 31.14
=4284.345

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4499.712 + 23.436
=4523.148

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.81% mean?
Portland General Electric Co (STU:49P) has a Effective Interest Rate on Debt % of 4.81% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Portland General Electric Co and its competitors.
Is Portland General Electric Co's Effective Interest Rate on Debt % too high?
Portland General Electric Co's current Effective Interest Rate on Debt % is 4.81%. Overall, Portland General Electric Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Portland General Electric Co's Effective Interest Rate on Debt % compare to TXNM and NWE?
Portland General Electric Co's Effective Interest Rate on Debt % of 4.81% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Portland General Electric Co and its competitors. Portland General Electric Co's current Effective Interest Rate on Debt % is 4.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Portland General Electric Co stock overvalued right now?
Based on GuruFocus' analysis, Portland General Electric Co (STU:49P) is currently considered Fairly Valued. The stock's GF Value™ is €38.17, compared to a current price of €42.40 — trading 11.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.81%. Portland General Electric Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Portland General Electric Co (STU:49P), the current Effective Interest Rate on Debt % is 4.81% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Portland General Electric Co (STU:49P) Overvalued in 2026?

Based on GuruFocus' analysis, Portland General Electric Co stock appears to be overvalued. The current stock price of €42.40 is trading 11.1% above its estimated GF Value™ of €38.17. GuruFocus considers Portland General Electric Co to be Fairly Valued.

Key valuation signals for STU:49P:

  • Effective Interest Rate on Debt %: 4.81%
  • GF Value™: €38.17 vs. price of €42.40 (11.1% above fair value)
  • GF Score™: 61/100 with 13 warning signs

No single metric tells the full story. See the STU:49P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Portland General Electric Co Business Description

Other Exchanges POR:USA
Address 121 South West Salmon Street, Portland, OR, USA, 97204
Portland General Electric is a regulated electric utility providing generation, transmission, and distribution services in a service territory that includes about half of all Oregon residents and two-thirds of the state's business activity. The company owns (wholly or through joint ventures) 3.6 gigawatts of gas, coal, wind, and hydro generation, along with 300 megawatts of energy storage. In February 2026, PGE proposed acquiring utilities in Washington state from Berkshire Hathaway Energy.
61GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.40
Price
€38.17
GF Value