AZZ (STU:AI7) Effective Interest Rate on Debt %: 8.38% (As of May. 2026)


STU:AI7 AZZ Inc STU:AI7
83 GF Score
Price €127.00
GF Value €72.90
Valuation Significantly Overvalued
! 6 Warning Signs
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What is AZZ Effective Interest Rate on Debt %?

AZZ STU:AI7 -5.93% 83 Effective Interest Rate on Debt % is 8.38% as of May. 2026. GuruFocus rates STU:AI7 with a GF Score™ of 83/100 and a GF Value™ of €72.90 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AZZ's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was €39 Mil. AZZ's average total debt for the quarter that ended in May. 2026 was €460 Mil. Therefore, AZZ's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 8.38%.


AZZ  (STU:AI7) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AZZ Effective Interest Rate on Debt % Related Terms


AZZ Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AZZ's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AZZ Effective Interest Rate on Debt % Chart

AZZ Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 13.53 10.34 8.92 7.25

AZZ Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.58 9.00 8.42 8.03 8.38

STU:AI7 vs UNF, AMTM, DLB: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, AZZ's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AZZ Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, AZZ's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AZZ's Effective Interest Rate on Debt % falls into.


STU:AI7
83GF Score
AZZ Inc STU:AI7
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AZZ Effective Interest Rate on Debt % Calculation

AZZ's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -47.08/( (843.961+455.474)/ 2 )
=-1  *  -47.08/649.7175
=7.25 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=836.522 + 7.439
=843.961

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=448.132 + 7.342
=455.474

AZZ's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -38.568/( (455.474+464.652)/ 2 )
=-1  *  -38.568/460.063
=8.38 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=448.132 + 7.342
=455.474

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=456.518 + 8.134
=464.652

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.38% mean?
AZZ (STU:AI7) has a Effective Interest Rate on Debt % of 8.38% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AZZ and its competitors.
Is AZZ's Effective Interest Rate on Debt % too high?
AZZ's current Effective Interest Rate on Debt % is 8.38%. Overall, AZZ has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AZZ's Effective Interest Rate on Debt % compare to UNF and AMTM?
AZZ's Effective Interest Rate on Debt % of 8.38% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AZZ and its competitors. AZZ's current Effective Interest Rate on Debt % is 8.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AZZ stock overvalued right now?
Based on GuruFocus' analysis, AZZ (STU:AI7) is currently considered Significantly Overvalued. The stock's GF Value™ is €72.90, compared to a current price of €127.00 — trading 74.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.38%. AZZ's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AZZ (STU:AI7), the current Effective Interest Rate on Debt % is 8.38% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AZZ (STU:AI7) Overvalued in 2026?

Based on GuruFocus' analysis, AZZ stock appears to be overvalued. The current stock price of €127.00 is trading 74.2% above its estimated GF Value™ of €72.90. GuruFocus considers AZZ to be Significantly Overvalued.

Key valuation signals for STU:AI7:

  • Effective Interest Rate on Debt %: 8.38%
  • GF Value™: €72.90 vs. price of €127.00 (74.2% above fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the STU:AI7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AZZ Business Description

Other Exchanges AZZ:USAAI7:Germany
Address 3100 West 7th Street, Suite 500, One Museum Place, Fort Worth, TX, USA, 76107
AZZ Inc is a provider of galvanizing and coil coating solutions to a broad range of end markets in North America. The company's operating segment consists of AZZ Metal Coatings, AZZ Precoat Metals, and AZZ Infrastructure Solutions. The company generates the majority of its revenue from the Precoat Metals segment, which provides coil coating application of protective and decorative coatings and related value-added downstream processing for steel and aluminum coils. Geographically, the company operates in the United States and Canada.
83GF Score

Get the complete analysis for STU:AI7

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€127.00
Price
€72.90
GF Value