Currys (STU:CWB) Effective Interest Rate on Debt %: 8.01% (As of Apr. 2026)

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STU:CWB Currys PLC STU:CWB
47 GF Score
Price €1.92
GF Value €1.12
! 7 Warning Signs
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What is Currys Effective Interest Rate on Debt %?

Currys STU:CWB 47 Effective Interest Rate on Debt % is 8.01% as of Apr. 2026. GuruFocus rates STU:CWB with a GF Score™ of 47/100 and a GF Value™ of €1.12. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Currys's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was €85 Mil. Currys's average total debt for the quarter that ended in Apr. 2026 was €1,063 Mil. Therefore, Currys's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 8.01%.


Currys  (STU:CWB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Currys Effective Interest Rate on Debt % Related Terms


Currys Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Currys's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currys Effective Interest Rate on Debt % Chart

Currys Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.28 6.88 7.76 8.12 7.76

Currys Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.06 8.86 7.91 8.07 8.01

STU:CWB vs CASY, WSM, ULTA: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Currys's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currys Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Currys's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Currys's Effective Interest Rate on Debt % falls into.


STU:CWB
47GF Score
Currys PLC STU:CWB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Currys Effective Interest Rate on Debt % Calculation

Currys's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -86.306/( (1128.581+1095.504)/ 2 )
=-1  *  -86.306/1112.0425
=7.76 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=864.271 + 264.31
=1128.581

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=861.904 + 233.6
=1095.504

Currys's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -85.154/( (1031.029+1095.504)/ 2 )
=-1  *  -85.154/1063.2665
=8.01 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=805.097 + 225.932
=1031.029

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=861.904 + 233.6
=1095.504

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.01% mean?
Currys (STU:CWB) has a Effective Interest Rate on Debt % of 8.01% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Currys and its competitors.
Is Currys' Effective Interest Rate on Debt % too high?
Currys' current Effective Interest Rate on Debt % is 8.01%. Overall, Currys has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Currys' Effective Interest Rate on Debt % compare to CASY and WSM?
Currys' Effective Interest Rate on Debt % of 8.01% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Currys and its competitors. Currys's current Effective Interest Rate on Debt % is 8.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currys stock overvalued right now?
Currys (STU:CWB) has a current Effective Interest Rate on Debt % of 8.01%. The stock's GF Value™ is €1.12, compared to a current price of €1.92 — trading 71.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.01%. Currys' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Currys (STU:CWB), the current Effective Interest Rate on Debt % is 8.01% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currys (STU:CWB) Overvalued in 2026?

Based on GuruFocus' analysis, Currys stock appears to be overvalued. The current stock price of €1.92 is trading 71.4% above its estimated GF Value™ of €1.12.

Key valuation signals for STU:CWB:

  • Effective Interest Rate on Debt %: 8.01%
  • GF Value™: €1.12 vs. price of €1.92 (71.4% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the STU:CWB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currys Business Description

Other Exchanges DSITF:USACURYl:UKCURY:UK
Address 1 Portal Way, London, GBR, W3 6RS
Currys PLC is an omnichannel retailer of technology products and services with stores across countries. The company's segment include: UK & Ireland: comprises the operations of Currys, iD Mobile and B2B operations; and Nordics; operates both franchise and own stores in Norway, Sweden, Finland and Denmark with further franchise operations in Iceland, Greenland and the Faroe Islands. UK & Ireland and Nordics are involved in the sale of consumer electronics and mobile technology products and services, through stores or online channels. It derives maximum revenue from UK & Ireland.
47GF Score

Get the complete analysis for STU:CWB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.92
Price
€1.12
GF Value