Gladstone Commercial (STU:GLE) Effective Interest Rate on Debt %: 5.45% (As of Mar. 2026)

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STU:GLE Gladstone Commercial Corp STU:GLE
70 GF Score
Price €11.45
GF Value €11.05
Valuation Fairly Valued
! 8 Warning Signs
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What is Gladstone Commercial Effective Interest Rate on Debt %?

Gladstone Commercial STU:GLE -0.43% 70 Effective Interest Rate on Debt % is 5.45% as of Mar. 2026. GuruFocus rates STU:GLE with a GF Score™ of 70/100 and a GF Value™ of €11.05 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gladstone Commercial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €39.6 Mil. Gladstone Commercial's average total debt for the quarter that ended in Mar. 2026 was €727.7 Mil. Therefore, Gladstone Commercial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.45%.


Gladstone Commercial  (STU:GLE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gladstone Commercial Effective Interest Rate on Debt % Related Terms


Gladstone Commercial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gladstone Commercial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gladstone Commercial Effective Interest Rate on Debt % Chart

Gladstone Commercial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.01 4.56 4.91 5.30 5.14

Gladstone Commercial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.98 5.03 5.14 5.66 5.45

STU:GLE vs AHRT, OLP, CTO: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Gladstone Commercial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gladstone Commercial Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Gladstone Commercial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gladstone Commercial's Effective Interest Rate on Debt % falls into.


STU:GLE
70GF Score
Gladstone Commercial Corp STU:GLE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gladstone Commercial Effective Interest Rate on Debt % Calculation

Gladstone Commercial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -35.795/( (666.063+726.11)/ 2 )
=-1  *  -35.795/696.0865
=5.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=664.248 + 1.815
=666.063

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=694.196 + 31.914
=726.11

Gladstone Commercial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -39.628/( (726.11+729.291)/ 2 )
=-1  *  -39.628/727.7005
=5.45 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=694.196 + 31.914
=726.11

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=699.647 + 29.644
=729.291

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.45% mean?
Gladstone Commercial (STU:GLE) has a Effective Interest Rate on Debt % of 5.45% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gladstone Commercial and its competitors.
Is Gladstone Commercial's Effective Interest Rate on Debt % too high?
Gladstone Commercial's current Effective Interest Rate on Debt % is 5.45%. Overall, Gladstone Commercial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gladstone Commercial's Effective Interest Rate on Debt % compare to AHRT and OLP?
Gladstone Commercial's Effective Interest Rate on Debt % of 5.45% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gladstone Commercial and its competitors. Gladstone Commercial's current Effective Interest Rate on Debt % is 5.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gladstone Commercial stock overvalued right now?
Based on GuruFocus' analysis, Gladstone Commercial (STU:GLE) is currently considered Fairly Valued. The stock's GF Value™ is €11.05, compared to a current price of €11.45 — trading 3.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.45%. Gladstone Commercial's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gladstone Commercial (STU:GLE), the current Effective Interest Rate on Debt % is 5.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gladstone Commercial (STU:GLE) Overvalued in 2026?

Based on GuruFocus' analysis, Gladstone Commercial stock appears to be overvalued. The current stock price of €11.45 is trading 3.6% above its estimated GF Value™ of €11.05. GuruFocus considers Gladstone Commercial to be Fairly Valued.

Key valuation signals for STU:GLE:

  • Effective Interest Rate on Debt %: 5.45%
  • GF Value™: €11.05 vs. price of €11.45 (3.6% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the STU:GLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gladstone Commercial Business Description

Industry Real EstateREITs
Address 1521 Westbranch Drive, Suite 100, McLean, VA, USA, 22102
Gladstone Commercial Corp is a real estate investment trust, which engages in investing and owning net leased industrial, commercial, and retail real property and making long-term industrial and commercial mortgage loans. Its portfolio consists of single-tenant commercial, industrial real properties, and medical properties nationwide. Its principal investment objectives are to generate income from rental properties.
70GF Score

Get the complete analysis for STU:GLE

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.45
Price
€11.05
GF Value