JY Grandmark Holdings (STU:JYG) Effective Interest Rate on Debt %: 5.71% (As of Dec. 2025)

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STU:JYG JY Grandmark Holdings Ltd STU:JYG
4 GF Score
Price €0.00
GF Value €0.01
! 5 Warning Signs
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What is JY Grandmark Holdings Effective Interest Rate on Debt %?

JY Grandmark Holdings STU:JYG 4 Effective Interest Rate on Debt % is 5.71% as of Dec. 2025. GuruFocus rates STU:JYG with a GF Score™ of 4/100 and a GF Value™ of €0.01. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JY Grandmark Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €23.78 Mil. JY Grandmark Holdings's average total debt for the quarter that ended in Dec. 2025 was €416.64 Mil. Therefore, JY Grandmark Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.71%.


JY Grandmark Holdings  (STU:JYG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


JY Grandmark Holdings Effective Interest Rate on Debt % Related Terms


JY Grandmark Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for JY Grandmark Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JY Grandmark Holdings Effective Interest Rate on Debt % Chart

JY Grandmark Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.44 0.45 1.07 3.69

JY Grandmark Holdings Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 0.92 1.89 5.71 7.27

JY Grandmark Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, JY Grandmark Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JY Grandmark Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, JY Grandmark Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where JY Grandmark Holdings's Effective Interest Rate on Debt % falls into.


STU:JYG
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JY Grandmark Holdings Ltd STU:JYG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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JY Grandmark Holdings Effective Interest Rate on Debt % Calculation

JY Grandmark Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -15.898/( (436.257+426.361)/ 2 )
=-1  *  -15.898/431.309
=3.69 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=84.434 + 351.823
=436.257

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.372 + 414.989
=426.361

JY Grandmark Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -23.782/( (406.928+426.361)/ 2 )
=-1  *  -23.782/416.6445
=5.71 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.623 + 399.305
=406.928

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.372 + 414.989
=426.361

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.71% mean?
JY Grandmark Holdings (STU:JYG) has a Effective Interest Rate on Debt % of 5.71% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JY Grandmark Holdings and its competitors.
Is JY Grandmark Holdings' Effective Interest Rate on Debt % too high?
JY Grandmark Holdings' current Effective Interest Rate on Debt % is 5.71%. Overall, JY Grandmark Holdings has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does JY Grandmark Holdings' Effective Interest Rate on Debt % compare to competitors?
JY Grandmark Holdings' Effective Interest Rate on Debt % of 5.71% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JY Grandmark Holdings and its competitors. JY Grandmark Holdings's current Effective Interest Rate on Debt % is 5.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JY Grandmark Holdings stock overvalued right now?
JY Grandmark Holdings (STU:JYG) has a current Effective Interest Rate on Debt % of 5.71%. The stock's GF Value™ is €0.01, compared to a current price of €0.00 — trading 95% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.71%. JY Grandmark Holdings' overall GF Score™ is 4/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For JY Grandmark Holdings (STU:JYG), the current Effective Interest Rate on Debt % is 5.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JY Grandmark Holdings (STU:JYG) Overvalued in 2026?

Based on GuruFocus' analysis, JY Grandmark Holdings stock appears to be undervalued. The current stock price of €0.00 is trading 95% below its estimated GF Value™ of €0.01.

Key valuation signals for STU:JYG:

  • Effective Interest Rate on Debt %: 5.71%
  • GF Value™: €0.01 vs. price of €0.00 (95% below fair value)
  • GF Score™: 4/100 with 5 warning signs

No single metric tells the full story. See the STU:JYG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JY Grandmark Holdings Business Description

Other Exchanges 02231:Hong Kong
Address No. 106, Fengze East Road, X1301-C4884, JY Grandmark Building 1, Nansha District, Guangdong Province, Guangzhou, CHN
JY Grandmark Holdings Ltd is a provider of property developers, operators, and property management services. The company offers residential properties to its customers in Guangdong and Hainan provinces of China. It has landed in Guangdong, Hainan, Yunnan, and Hunan provinces for further development. The Group is organized into four business segments: Property development and sales, Commercial property investment, Hotel operations, and Property management. The Property development and sales segment act as a key revenue driver for the firm.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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