Modern Healthcare Technology Holdings (STU:M3L) Effective Interest Rate on Debt %: 4.48% (As of Mar. 2026)

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What is Modern Healthcare Technology Holdings Effective Interest Rate on Debt %?

Modern Healthcare Technology Holdings STU:M3L Effective Interest Rate on Debt % is 4.48% as of Mar. 2026. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Modern Healthcare Technology Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.26 Mil. Modern Healthcare Technology Holdings's average total debt for the quarter that ended in Mar. 2026 was €5.85 Mil. Therefore, Modern Healthcare Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.48%.


Modern Healthcare Technology Holdings  (STU:M3L) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Modern Healthcare Technology Holdings Effective Interest Rate on Debt % Related Terms


Modern Healthcare Technology Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Modern Healthcare Technology Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Modern Healthcare Technology Holdings Effective Interest Rate on Debt % Chart

Modern Healthcare Technology Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 3.43 8.04 5.14 4.78

Modern Healthcare Technology Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.15 5.08 5.06 4.73 4.48

STU:M3L vs ROL, SCI, HRB: Effective Interest Rate on Debt % Comparison

For the Personal Services subindustry, Modern Healthcare Technology Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Modern Healthcare Technology Holdings Effective Interest Rate on Debt % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Modern Healthcare Technology Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Modern Healthcare Technology Holdings's Effective Interest Rate on Debt % falls into.



Modern Healthcare Technology Holdings Effective Interest Rate on Debt % Calculation

Modern Healthcare Technology Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.31/( (8.169+4.807)/ 2 )
=-1  *  -0.31/6.488
=4.78 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.135 + 6.034
=8.169

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.188 + 2.619
=4.807

Modern Healthcare Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.262/( (6.883+4.807)/ 2 )
=-1  *  -0.262/5.845
=4.48 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.772 + 4.111
=6.883

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.188 + 2.619
=4.807

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.48% mean?
Modern Healthcare Technology Holdings (STU:M3L) has a Effective Interest Rate on Debt % of 4.48% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Modern Healthcare Technology Holdings and its competitors.
Is Modern Healthcare Technology Holdings' Effective Interest Rate on Debt % too high?
Modern Healthcare Technology Holdings' current Effective Interest Rate on Debt % is 4.48%.
How does Modern Healthcare Technology Holdings' Effective Interest Rate on Debt % compare to ROL and SCI?
Modern Healthcare Technology Holdings' Effective Interest Rate on Debt % of 4.48% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Personal Services company?
A good Effective Interest Rate on Debt % depends on the Personal Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Modern Healthcare Technology Holdings and its competitors. Modern Healthcare Technology Holdings's current Effective Interest Rate on Debt % is 4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Modern Healthcare Technology Holdings stock overvalued right now?
Based on GuruFocus' analysis, Modern Healthcare Technology Holdings (STU:M3L) is currently considered Possible Value Trap. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 40% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.48%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Modern Healthcare Technology Holdings (STU:M3L), the current Effective Interest Rate on Debt % is 4.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Modern Healthcare Technology Holdings Business Description

Other Exchanges 00919:Hong Kong
Address 9 Kai Cheung Road, Workshops Nos. 66-68, 6th Floor, Sino Industrial Plaza, Kowloon Bay, Kowloon, Hong Kong, HKG
Modern Healthcare Technology Holdings Ltd is an investment holding company. The company's operating segment includes Beauty and wellness services and Skincare and wellness products. The company generates maximum revenue from Beauty and wellness services segment. The Beauty and Wellness Services segment of the company is engaged in the provision of beauty and wellness services which provides a wide range of health and beauty services, covering skin care, slimming, massage, spa, hair care, manicure, hair removal, makeup, joint care, and privacy care. Geographically, the company derives the maximum of its revenue from Hong Kong and has a presence in Singapore; China, and Australia.