Shenzhen Investment (STU:SHS) Effective Interest Rate on Debt %: 3.53% (As of Dec. 2025)

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STU:SHS Shenzhen Investment Ltd STU:SHS
56 GF Score
Price €0.06
GF Value €0.21
! 7 Warning Signs
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What is Shenzhen Investment Effective Interest Rate on Debt %?

Shenzhen Investment STU:SHS -2.33% 56 Effective Interest Rate on Debt % is 3.53% as of Dec. 2025. GuruFocus rates STU:SHS with a GF Score™ of 56/100 and a GF Value™ of €0.21. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Shenzhen Investment's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €153 Mil. Shenzhen Investment's average total debt for the quarter that ended in Dec. 2025 was €4,319 Mil. Therefore, Shenzhen Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.53%.


Shenzhen Investment  (STU:SHS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Shenzhen Investment Effective Interest Rate on Debt % Related Terms


Shenzhen Investment Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Shenzhen Investment's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shenzhen Investment Effective Interest Rate on Debt % Chart

Shenzhen Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.97 2.16 2.71 3.46 3.24

Shenzhen Investment Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 3.48 3.11 3.47 3.53

Shenzhen Investment Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Shenzhen Investment's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shenzhen Investment Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Shenzhen Investment's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Shenzhen Investment's Effective Interest Rate on Debt % falls into.


STU:SHS
56GF Score
Shenzhen Investment Ltd STU:SHS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Shenzhen Investment Effective Interest Rate on Debt % Calculation

Shenzhen Investment's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -156.58/( (5176.095+4494.148)/ 2 )
=-1  *  -156.58/4835.1215
=3.24 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2832.633 + 2343.462
=5176.095

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2878.593 + 1615.555
=4494.148

Shenzhen Investment's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -152.666/( (4144.43+4494.148)/ 2 )
=-1  *  -152.666/4319.289
=3.53 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3027.132 + 1117.298
=4144.43

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2878.593 + 1615.555
=4494.148

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.53% mean?
Shenzhen Investment (STU:SHS) has a Effective Interest Rate on Debt % of 3.53% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Shenzhen Investment and its competitors.
Is Shenzhen Investment's Effective Interest Rate on Debt % too high?
Shenzhen Investment's current Effective Interest Rate on Debt % is 3.53%. Overall, Shenzhen Investment has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Shenzhen Investment's Effective Interest Rate on Debt % compare to competitors?
Shenzhen Investment's Effective Interest Rate on Debt % of 3.53% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Shenzhen Investment and its competitors. Shenzhen Investment's current Effective Interest Rate on Debt % is 3.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shenzhen Investment stock overvalued right now?
Shenzhen Investment (STU:SHS) has a current Effective Interest Rate on Debt % of 3.53%. The stock's GF Value™ is €0.21, compared to a current price of €0.06 — trading 70% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.53%. Shenzhen Investment's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Shenzhen Investment (STU:SHS), the current Effective Interest Rate on Debt % is 3.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shenzhen Investment (STU:SHS) Overvalued in 2026?

Based on GuruFocus' analysis, Shenzhen Investment stock appears to be undervalued. The current stock price of €0.06 is trading 70% below its estimated GF Value™ of €0.21.

Key valuation signals for STU:SHS:

  • Effective Interest Rate on Debt %: 3.53%
  • GF Value™: €0.21 vs. price of €0.06 (70% below fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the STU:SHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shenzhen Investment Business Description

Other Exchanges 00604:Hong KongSHS:Germany
Address 9 Science Museum Road, 8th Floor, New East Ocean Centre, Tsim Sha Tsui, Kowloon, Hong Kong, HKG
Shenzhen Investment Ltd is a general real estate company. The company reports five core segments: property development, property investment, property management, manufacture, and others. The company generates the vast majority of its revenue from its property development operations, followed by property management. The property development segment develops residential, industrial, and commercial properties. The company generates all of its revenue in Mainland China.
56GF Score

Get the complete analysis for STU:SHS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.21
GF Value