Siebert Financial (STU:STF) Effective Interest Rate on Debt %: 7.65% (As of Mar. 2026)

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STU:STF Siebert Financial Corp STU:STF
67 GF Score
Price €3.60
GF Value €5.76
Valuation Possible Value Trap
! 2 Warning Signs
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What is Siebert Financial Effective Interest Rate on Debt %?

Siebert Financial STU:STF 67 Effective Interest Rate on Debt % is 7.65% as of Mar. 2026. GuruFocus rates STU:STF with a GF Score™ of 67/100 and a GF Value™ of €5.76 (Possible Value Trap). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Siebert Financial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.76 Mil. Siebert Financial's average total debt for the quarter that ended in Mar. 2026 was €9.88 Mil. Therefore, Siebert Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.65%.


Siebert Financial  (STU:STF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Siebert Financial Effective Interest Rate on Debt % Related Terms


Siebert Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Siebert Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Siebert Financial Effective Interest Rate on Debt % Chart

Siebert Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.47 3.38 3.09 3.76 4.67

Siebert Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.13 5.75 5.98 6.54 7.65

STU:STF vs NAKA, DOMH, TOP: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Siebert Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Siebert Financial Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Siebert Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Siebert Financial's Effective Interest Rate on Debt % falls into.


STU:STF
67GF Score
Siebert Financial Corp STU:STF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Siebert Financial Effective Interest Rate on Debt % Calculation

Siebert Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.386/( (6.59+9.936)/ 2 )
=-1  *  -0.386/8.263
=4.67 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.661 + 5.275
=9.936

Siebert Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.756/( (9.936+9.82)/ 2 )
=-1  *  -0.756/9.878
=7.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.661 + 5.275
=9.936

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.541 + 5.279
=9.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.65% mean?
Siebert Financial (STU:STF) has a Effective Interest Rate on Debt % of 7.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Siebert Financial and its competitors.
Is Siebert Financial's Effective Interest Rate on Debt % too high?
Siebert Financial's current Effective Interest Rate on Debt % is 7.65%. Overall, Siebert Financial has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Siebert Financial's Effective Interest Rate on Debt % compare to NAKA and DOMH?
Siebert Financial's Effective Interest Rate on Debt % of 7.65% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Siebert Financial and its competitors. Siebert Financial's current Effective Interest Rate on Debt % is 7.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Siebert Financial stock overvalued right now?
Based on GuruFocus' analysis, Siebert Financial (STU:STF) is currently considered Possible Value Trap. The stock's GF Value™ is €5.76, compared to a current price of €3.60 — trading 37.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.65%. Siebert Financial's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Siebert Financial (STU:STF), the current Effective Interest Rate on Debt % is 7.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Siebert Financial (STU:STF) Overvalued in 2026?

Based on GuruFocus' analysis, Siebert Financial stock appears to be undervalued. The current stock price of €3.60 is trading 37.5% below its estimated GF Value™ of €5.76. GuruFocus considers Siebert Financial to be Possible Value Trap.

Key valuation signals for STU:STF:

  • Effective Interest Rate on Debt %: 7.65%
  • GF Value™: €5.76 vs. price of €3.60 (37.5% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the STU:STF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Siebert Financial Business Description

Other Exchanges SIEB:USA
Address 653 Collins Avenue, Miami Beach, FL, USA, 33139
Siebert Financial Corp is a diversified financial services firm engaged in providing brokerage and financial advisory services. The coperates through two segments: Financial Services and Media, Sports and Entertainment. The Financial Services segment mainly operates as a securities broker-dealer and provides brokerage, custody, and clearing services for retail accounts, as well as insurance and advisory services, principal and proprietary trading, market making, securities lending, and investment banking and capital markets services. The Media, Sports and Entertainment segment is engaged in the production and distribution of music and media content, as well as talent management and sports representation. It generates the majority of its revenue from the Financial Services segment.
67GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.60
Price
€5.76
GF Value