SU (Suncor Energy) Effective Interest Rate on Debt %: 5.42% (As of Mar. 2026)

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SU Suncor Energy Inc SU
62 GF Score
Price $64.02
GF Value $43.09
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Suncor Energy Effective Interest Rate on Debt %?

Suncor Energy SU -2.72% 62 Effective Interest Rate on Debt % is 5.42% as of Mar. 2026. GuruFocus rates SU with a GF Score™ of 62/100 and a GF Value™ of $43.09 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Suncor Energy's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $577 Mil. Suncor Energy's average total debt for the quarter that ended in Mar. 2026 was $10,655 Mil. Therefore, Suncor Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.42%.


Suncor Energy  (NYSE:SU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Suncor Energy Effective Interest Rate on Debt % Related Terms


Suncor Energy Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Suncor Energy's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Suncor Energy Effective Interest Rate on Debt % Chart

Suncor Energy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.80 5.16 5.10 4.47 5.17

Suncor Energy Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.73 4.74 5.40 5.67 5.42

SU vs XOM, CVX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Integrated subindustry, Suncor Energy's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Suncor Energy Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Suncor Energy's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Suncor Energy's Effective Interest Rate on Debt % falls into.


SU
62GF Score
Suncor Energy Inc SU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Suncor Energy Effective Interest Rate on Debt % Calculation

Suncor Energy's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -538.601/( (10310.241+10513.954)/ 2 )
=-1  *  -538.601/10412.0975
=5.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9190.005 + 1120.236
=10310.241

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9346.14 + 1167.814
=10513.954

Suncor Energy's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -577.26/( (10513.954+10795.919)/ 2 )
=-1  *  -577.26/10654.9365
=5.42 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9346.14 + 1167.814
=10513.954

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9607.872 + 1188.047
=10795.919

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.42% mean?
Suncor Energy (SU) has a Effective Interest Rate on Debt % of 5.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Suncor Energy and its competitors.
Is Suncor Energy's Effective Interest Rate on Debt % too high?
Suncor Energy's current Effective Interest Rate on Debt % is 5.42%. Overall, Suncor Energy has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Suncor Energy's Effective Interest Rate on Debt % compare to XOM and CVX?
Suncor Energy's Effective Interest Rate on Debt % of 5.42% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Suncor Energy and its competitors. Suncor Energy's current Effective Interest Rate on Debt % is 5.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncor Energy stock overvalued right now?
Based on GuruFocus' analysis, Suncor Energy (SU) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.09, compared to a current price of $64.02 — trading 48.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.42%. Suncor Energy's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Suncor Energy (SU), the current Effective Interest Rate on Debt % is 5.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Suncor Energy (SU) Overvalued in 2026?

Based on GuruFocus' analysis, Suncor Energy stock appears to be overvalued. The current stock price of $64.02 is trading 48.6% above its estimated GF Value™ of $43.09. GuruFocus considers Suncor Energy to be Significantly Overvalued.

Key valuation signals for SU:

  • Effective Interest Rate on Debt %: 5.42%
  • GF Value™: $43.09 vs. price of $64.02 (48.6% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the SU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Suncor Energy Business Description

Industry EnergyOil & Gas
Address 150 - 6th Avenue S.W., P.O. Box 2844, Calgary, AB, CAN, T2P 3E3
Suncor Energy Inc is an integrated energy company. The company's operations span the full energy value chain, including oil sands mining and in situ operations, upgrading, offshore production, petroleum refining in Canada and the U.S., marketing and trading, and nationwide PetroCanada retail and wholesale networks delivering reliable energy that fuels economic growth and meets the needs of customers across Canada and globally. It also conducts energy trading activities focused principally on the marketing and trading of crude oil, natural gas, byproducts, refined products, & power. The company's operating segments include Oil Sands, Exploration & Production, Refining & Marketing (R&M), & Corporate & eliminations. Geographically, the company generates a majority of its revenue from Canada.
62GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.02
Price
$43.09
GF Value