SWK (Stanley Black & Decker) Effective Interest Rate on Debt %: 7.24% (As of Mar. 2026)


SWK Stanley Black & Decker Inc SWK
73 GF Score
Price $91.98
GF Value $82.16
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Stanley Black & Decker Effective Interest Rate on Debt %?

Stanley Black & Decker SWK -0.36% 73 Effective Interest Rate on Debt % is 7.24% as of Mar. 2026. GuruFocus rates SWK with a GF Score™ of 73/100 and a GF Value™ of $82.16 (Modestly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Stanley Black & Decker's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $452 Mil. Stanley Black & Decker's average total debt for the quarter that ended in Mar. 2026 was $6,249 Mil. Therefore, Stanley Black & Decker's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.24%.


Stanley Black & Decker  (NYSE:SWK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Stanley Black & Decker Effective Interest Rate on Debt % Related Terms


Stanley Black & Decker Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Stanley Black & Decker's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanley Black & Decker Effective Interest Rate on Debt % Chart

Stanley Black & Decker Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.35 4.74 7.52 7.37 8.45

Stanley Black & Decker Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 7.70 7.77 8.36 7.24

SWK vs LECO, TKR, TTC: Effective Interest Rate on Debt % Comparison

For the Tools & Accessories subindustry, Stanley Black & Decker's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanley Black & Decker Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Stanley Black & Decker's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Stanley Black & Decker's Effective Interest Rate on Debt % falls into.


SWK
73GF Score
Stanley Black & Decker Inc SWK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Stanley Black & Decker Effective Interest Rate on Debt % Calculation

Stanley Black & Decker's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -516.3/( (6229.6+5996.8)/ 2 )
=-1  *  -516.3/6113.2
=8.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5602.6 + 627
=6229.6

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4703.3 + 1293.5
=5996.8

Stanley Black & Decker's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -452.4/( (5996.8+6501.2)/ 2 )
=-1  *  -452.4/6249
=7.24 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4703.3 + 1293.5
=5996.8

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4704 + 1797.2
=6501.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.24% mean?
Stanley Black & Decker (SWK) has a Effective Interest Rate on Debt % of 7.24% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stanley Black & Decker and its competitors.
Is Stanley Black & Decker's Effective Interest Rate on Debt % too high?
Stanley Black & Decker's current Effective Interest Rate on Debt % is 7.24%. Overall, Stanley Black & Decker has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanley Black & Decker's Effective Interest Rate on Debt % compare to LECO and TKR?
Stanley Black & Decker's Effective Interest Rate on Debt % of 7.24% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stanley Black & Decker and its competitors. Stanley Black & Decker's current Effective Interest Rate on Debt % is 7.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanley Black & Decker stock overvalued right now?
Based on GuruFocus' analysis, Stanley Black & Decker (SWK) is currently considered Modestly Overvalued. The stock's GF Value™ is $82.16, compared to a current price of $91.98 — trading 12% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.24%. Stanley Black & Decker's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Stanley Black & Decker (SWK), the current Effective Interest Rate on Debt % is 7.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stanley Black & Decker (SWK) Overvalued in 2026?

Based on GuruFocus' analysis, Stanley Black & Decker stock appears to be overvalued. The current stock price of $91.98 is trading 12% above its estimated GF Value™ of $82.16. GuruFocus considers Stanley Black & Decker to be Modestly Overvalued.

Key valuation signals for SWK:

  • Effective Interest Rate on Debt %: 7.24%
  • GF Value™: $82.16 vs. price of $91.98 (12% above fair value)
  • GF Score™: 73/100 with 11 warning signs

No single metric tells the full story. See the SWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stanley Black & Decker Business Description

Address 1000 Stanley Drive, New Britain, CT, USA, 06053
Stanley Black & Decker Inc offers hand tools, power tools, outdoor products, engineered fastening solutions, and related accessories. The company operates in two reportable business segments: Tools & Outdoor and Engineered Fastening. The majority of its revenue is generated from the Tools & Outdoor segment, which is comprised of the Power Tools Group (PTG), Hand Tools, Accessories and Storage (HTAS), and Outdoor Power Equipment (Outdoor) product lines. This segment's product offerings include drills, impact wrenches and drivers, grinders, saws, hammers, demolition tools, clamps, vises, knives, edge trimmers, lawn mowers, etc., which are offered through brands like Hustler, Dewalt, Craftsman, Stanley, and others. Geographically, the firm derives maximum revenue from the United States.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.98
Price
$82.16
GF Value