TAOP (Taoping) Effective Interest Rate on Debt %: 11.38% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TAOP Taoping Inc TAOP
45 GF Score
Price $0.78
GF Value $1.14
Valuation Possible Value Trap
! 10 Warning Signs
View Full Analysis

What is Taoping Effective Interest Rate on Debt %?

Taoping TAOP +1.29% 45 Effective Interest Rate on Debt % is 11.38% as of Dec. 2025. GuruFocus rates TAOP with a GF Score™ of 45/100 and a GF Value™ of $1.14 (Possible Value Trap). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Taoping's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.02 Mil. Taoping's average total debt for the quarter that ended in Dec. 2025 was $8.98 Mil. Therefore, Taoping's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.38%.


Taoping  (NAS:TAOP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Taoping Effective Interest Rate on Debt % Related Terms


Taoping Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Taoping's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taoping Effective Interest Rate on Debt % Chart

Taoping Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.03 7.27 7.15 5.46 11.04

Taoping Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.03 8.12 2.67 11.64 11.38

TAOP vs CYAB, OLB, DTSS: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Taoping's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taoping Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Taoping's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Taoping's Effective Interest Rate on Debt % falls into.


TAOP
45GF Score
Taoping Inc TAOP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taoping Effective Interest Rate on Debt % Calculation

Taoping's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.979/( (7.888+9.844)/ 2 )
=-1  *  -0.979/8.866
=11.04 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.801 + 2.087
=7.888

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.796 + 4.048
=9.844

Taoping's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.022/( (8.124+9.844)/ 2 )
=-1  *  -1.022/8.984
=11.38 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.752 + 2.372
=8.124

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.796 + 4.048
=9.844

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.38% mean?
Taoping (TAOP) has a Effective Interest Rate on Debt % of 11.38% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Taoping and its competitors.
Is Taoping's Effective Interest Rate on Debt % too high?
Taoping's current Effective Interest Rate on Debt % is 11.38%. Overall, Taoping has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Taoping's Effective Interest Rate on Debt % compare to CYAB and OLB?
Taoping's Effective Interest Rate on Debt % of 11.38% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Taoping and its competitors. Taoping's current Effective Interest Rate on Debt % is 11.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taoping stock overvalued right now?
Based on GuruFocus' analysis, Taoping (TAOP) is currently considered Possible Value Trap. The stock's GF Value™ is $1.14, compared to a current price of $0.78 — trading 31.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.38%. Taoping's overall GF Score™ is 45/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Taoping (TAOP), the current Effective Interest Rate on Debt % is 11.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taoping (TAOP) Overvalued in 2026?

Based on GuruFocus' analysis, Taoping stock appears to be undervalued. The current stock price of $0.78 is trading 31.6% below its estimated GF Value™ of $1.14. GuruFocus considers Taoping to be Possible Value Trap.

Key valuation signals for TAOP:

  • Effective Interest Rate on Debt %: 11.38%
  • GF Value™: $1.14 vs. price of $0.78 (31.6% below fair value)
  • GF Score™: 45/100 with 10 warning signs

No single metric tells the full story. See the TAOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taoping Business Description

Address Keyan West Road, 21st Floor, Building 3, Tianjin Science and Technology Plaza, Nankai District, Tianjin, CHN, 300192
Taoping Inc is a provider of cloud-based technology solutions, smart city IoT platforms, digital advertising delivery systems, and internet-based information distribution systems in China. The company has three reportable segments. The Cloud-based Technology segment includes cloud-based products, high-end data storage servers, advertising services, and customized software solutions for private sector customers. The Traditional Information Technology segment includes project-based technology products and services sold to the public sector, including Geographic Information Systems, Digital Public Security Technology, and Digital Hospital Information Systems. The Smart Elevator segment provides elevator sales, installation, maintenance, renovation, and cloud-based maintenance services.
45GF Score

Get the complete analysis for TAOP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.78
Price
$1.14
GF Value