TGL (Treasure Global) Effective Interest Rate on Debt %: 4.44% (As of Mar. 2026)


TGL Treasure Global Inc TGL
27 GF Score
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What is Treasure Global Effective Interest Rate on Debt %?

Treasure Global TGL -1.53% 27 Effective Interest Rate on Debt % is 4.44% as of Mar. 2026. GuruFocus rates TGL with a GF Score™ of 27/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Treasure Global's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. Treasure Global's average total debt for the quarter that ended in Mar. 2026 was $0.09 Mil. Therefore, Treasure Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.44%.


Treasure Global  (NAS:TGL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Treasure Global Effective Interest Rate on Debt % Related Terms


Treasure Global Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Treasure Global's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Treasure Global Effective Interest Rate on Debt % Chart

Treasure Global Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 7.95 16.11 13.90 17.00 4.46

Treasure Global Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.50 7.41 2.65 0.00 4.44

TGL vs LOTT, IFBD, AUUD: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Treasure Global's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Treasure Global Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Treasure Global's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Treasure Global's Effective Interest Rate on Debt % falls into.


TGL
27GF Score
Treasure Global Inc TGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Treasure Global Effective Interest Rate on Debt % Calculation

Treasure Global's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.005/( (0.065+0.159)/ 2 )
=-1  *  -0.005/0.112
=4.46 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.003 + 0.062
=0.065

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.077 + 0.082
=0.159

Treasure Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.004/( (0.124+0.056)/ 2 )
=-1  *  -0.004/0.09
=4.44 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.049 + 0.075
=0.124

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.44% mean?
Treasure Global (TGL) has a Effective Interest Rate on Debt % of 4.44% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Treasure Global and its competitors.
Is Treasure Global's Effective Interest Rate on Debt % too high?
Treasure Global's current Effective Interest Rate on Debt % is 4.44%. Overall, Treasure Global has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Treasure Global's Effective Interest Rate on Debt % compare to LOTT and IFBD?
Treasure Global's Effective Interest Rate on Debt % of 4.44% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Treasure Global and its competitors. Treasure Global's current Effective Interest Rate on Debt % is 4.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Treasure Global stock overvalued right now?
Treasure Global (TGL) has a current Effective Interest Rate on Debt % of 4.44%. The current Effective Interest Rate on Debt % is 4.44%. Treasure Global's overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Treasure Global (TGL), the current Effective Interest Rate on Debt % is 4.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Treasure Global Business Description

Address 276 5th Avenue, Suite 704 Number 739, New York, NY, USA, 10001
Treasure Global Inc has created an online-to-offline e-commerce platform business model that offers consumers and merchants instant rebates and affiliate cashback programs, while providing a seamless e-payment solution with rebates in both e-commerce and physical retail or merchant settings. Its product is an internet application branded as the ZCITY app, which targets consumers by providing personalized deals based on their purchase history, location, and preferences. The Company has two reportable segments: payment processing and e-commerce operation in its ZCITY platform, and customized software development service, and the majority of revenue comes from payment processing and e-commerce operation in its ZCITY platform.
27GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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