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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tryg AS's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $243 Mil. Tryg AS's average total debt for the quarter that ended in Jun. 2026 was $1,219 Mil. Therefore, Tryg AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 19.92%.
Tryg AS (OTCPK:TGVSF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Tryg AS Effective Interest Rate on Debt % Related Terms
Tryg AS Effective Interest Rate on Debt % Historical Data
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The historical data trend for Tryg AS's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TGVSF vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, Tryg AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tryg AS Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tryg AS's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Tryg AS's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 19.92% mean?
Tryg AS (TGVSF) has a Effective Interest Rate on Debt % of 19.92% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tryg AS and its competitors.
Is Tryg AS's Effective Interest Rate on Debt % too high?
Tryg AS's current Effective Interest Rate on Debt % is 19.92%. Overall, Tryg AS has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Tryg AS's Effective Interest Rate on Debt % of 19.92% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tryg AS and its competitors. Tryg AS's current Effective Interest Rate on Debt % is 19.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Tryg AS (TGVSF) has a current Effective Interest Rate on Debt % of 19.92%. The stock's GF Value™ is $25.07, compared to a current price of $23.75 — trading 5.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 19.92%. Tryg AS's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tryg AS (TGVSF), the current Effective Interest Rate on Debt % is 19.92% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tryg AS (TGVSF) Overvalued in 2026?
Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued.
The current stock price of $23.75 is trading 5.3% below its estimated GF Value™ of $25.07.
Key valuation signals for TGVSF:
Effective Interest Rate on Debt %: 19.92%
GF Value™: $25.07 vs. price of $23.75 (5.3% below fair value)
No single metric tells the full story. See the TGVSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
73GF Score
Get the complete analysis for TGVSF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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