TNFYF (Tenfu (Cayman) Holdings Co) Effective Interest Rate on Debt %: 2.32% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TNFYF Tenfu (Cayman) Holdings Co Ltd TNFYF
70 GF Score
Price $0.45
GF Value $0.51
! 5 Warning Signs
View Full Analysis

What is Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt %?

Tenfu (Cayman) Holdings Co TNFYF 70 Effective Interest Rate on Debt % is 2.32% as of Dec. 2025. GuruFocus rates TNFYF with a GF Score™ of 70/100 and a GF Value™ of $0.51. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tenfu (Cayman) Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $2.3 Mil. Tenfu (Cayman) Holdings Co's average total debt for the quarter that ended in Dec. 2025 was $99.3 Mil. Therefore, Tenfu (Cayman) Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.32%.


Tenfu (Cayman) Holdings Co  (OTCPK:TNFYF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt % Related Terms


Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt % Chart

Tenfu (Cayman) Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 3.52 3.33 3.24 2.87

Tenfu (Cayman) Holdings Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.14 3.28 2.97 3.08 2.32

TNFYF vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % falls into.


TNFYF
70GF Score
Tenfu (Cayman) Holdings Co Ltd TNFYF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tenfu (Cayman) Holdings Co Effective Interest Rate on Debt % Calculation

Tenfu (Cayman) Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.778/( (100.823+92.448)/ 2 )
=-1  *  -2.778/96.6355
=2.87 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.592 + 84.231
=100.823

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.036 + 72.412
=92.448

Tenfu (Cayman) Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.304/( (106.117+92.448)/ 2 )
=-1  *  -2.304/99.2825
=2.32 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.707 + 88.41
=106.117

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.036 + 72.412
=92.448

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.32% mean?
Tenfu (Cayman) Holdings Co (TNFYF) has a Effective Interest Rate on Debt % of 2.32% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tenfu (Cayman) Holdings Co and its competitors.
Is Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % too high?
Tenfu (Cayman) Holdings Co's current Effective Interest Rate on Debt % is 2.32%. Overall, Tenfu (Cayman) Holdings Co has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % compare to KHC and GIS?
Tenfu (Cayman) Holdings Co's Effective Interest Rate on Debt % of 2.32% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tenfu (Cayman) Holdings Co and its competitors. Tenfu (Cayman) Holdings Co's current Effective Interest Rate on Debt % is 2.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tenfu (Cayman) Holdings Co stock overvalued right now?
Tenfu (Cayman) Holdings Co (TNFYF) has a current Effective Interest Rate on Debt % of 2.32%. The stock's GF Value™ is $0.51, compared to a current price of $0.45 — trading 11.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.32%. Tenfu (Cayman) Holdings Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tenfu (Cayman) Holdings Co (TNFYF), the current Effective Interest Rate on Debt % is 2.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tenfu (Cayman) Holdings Co (TNFYF) Overvalued in 2026?

Based on GuruFocus' analysis, Tenfu (Cayman) Holdings Co stock appears to be undervalued. The current stock price of $0.45 is trading 11.8% below its estimated GF Value™ of $0.51.

Key valuation signals for TNFYF:

  • Effective Interest Rate on Debt %: 2.32%
  • GF Value™: $0.51 vs. price of $0.45 (11.8% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the TNFYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tenfu (Cayman) Holdings Co Business Description

Other Exchanges 06868:Hong Kong
Address 2901 Building C, No. 25 Jiahe Road, Xinjing Commerce Center, Xiamen, CHN
Tenfu (Cayman) Holdings Co Ltd is a China-based tea product company. It is engaged in marketing and sale of tea products, and development of product concepts, tastes, and packaging designs, through its subsidiaries. The main product segments of the company are Tea leaves, Tea snacks, and Teaware. The group offers green tea, black tea, oolong tea, scented tea, white tea, and other tea products. It principally operates in China and generates the majority of the revenue from the Tea leaves segment.
70GF Score

Get the complete analysis for TNFYF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.45
Price
$0.51
GF Value