Better Life Group (TPE:1805) Effective Interest Rate on Debt %: 2.83% (As of Mar. 2026)

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TPE:1805 Better Life Group TPE:1805
56 GF Score
Price NT$9.70
GF Value NT$12.02
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Better Life Group Effective Interest Rate on Debt %?

Better Life Group TPE:1805 +0.70% 56 Effective Interest Rate on Debt % is 2.83% as of Mar. 2026. GuruFocus rates TPE:1805 with a GF Score™ of 56/100 and a GF Value™ of NT$12.02 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Better Life Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$5.6 Mil. Better Life Group's average total debt for the quarter that ended in Mar. 2026 was NT$196.3 Mil. Therefore, Better Life Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.83%.


Better Life Group  (TPE:1805) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Better Life Group Effective Interest Rate on Debt % Related Terms


Better Life Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Better Life Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Life Group Effective Interest Rate on Debt % Chart

Better Life Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.25 2.56 3.46 3.03 1.99

Better Life Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.49 2.91 2.93 3.03 2.83

Better Life Group Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Better Life Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Life Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Better Life Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Better Life Group's Effective Interest Rate on Debt % falls into.


TPE:1805
56GF Score
Better Life Group TPE:1805
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Life Group Effective Interest Rate on Debt % Calculation

Better Life Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7.883/( (593.103+197.26)/ 2 )
=-1  *  -7.883/395.1815
=1.99 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.464 + 590.639
=593.103

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 197.26
=197.26

Better Life Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.556/( (197.26+195.42)/ 2 )
=-1  *  -5.556/196.34
=2.83 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 197.26
=197.26

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 195.42
=195.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.83% mean?
Better Life Group (TPE:1805) has a Effective Interest Rate on Debt % of 2.83% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Better Life Group and its competitors.
Is Better Life Group's Effective Interest Rate on Debt % too high?
Better Life Group's current Effective Interest Rate on Debt % is 2.83%. Overall, Better Life Group has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Life Group's Effective Interest Rate on Debt % compare to competitors?
Better Life Group's Effective Interest Rate on Debt % of 2.83% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Better Life Group and its competitors. Better Life Group's current Effective Interest Rate on Debt % is 2.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Life Group stock overvalued right now?
Based on GuruFocus' analysis, Better Life Group (TPE:1805) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$12.02, compared to a current price of NT$9.70 — trading 19.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.83%. Better Life Group's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Better Life Group (TPE:1805), the current Effective Interest Rate on Debt % is 2.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Life Group (TPE:1805) Overvalued in 2026?

Based on GuruFocus' analysis, Better Life Group stock appears to be undervalued. The current stock price of NT$9.70 is trading 19.3% below its estimated GF Value™ of NT$12.02. GuruFocus considers Better Life Group to be Modestly Undervalued.

Key valuation signals for TPE:1805:

  • Effective Interest Rate on Debt %: 2.83%
  • GF Value™: NT$12.02 vs. price of NT$9.70 (19.3% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TPE:1805 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Life Group Business Description

Address No. 303, Xinhu 1st Road, 4th Floor, Neihu District, Taipei City, TWN, 114
Better Life Group operates a business is to contract construction companies to build public housing projects and commercial buildings for lease out and sale. The company has two reporting segments which are the Construction Department: which includes the development, construction, letting and sale of residential and other properties; the Real Estate Agency Department includes third-party marketing services for leasing and sale of residential properties; and Other departments. The majority of revenues are generated from Construction segment.
56GF Score

Get the complete analysis for TPE:1805

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$9.70
Price
NT$12.02
GF Value