President Securities (TPE:2855) Effective Interest Rate on Debt %: 2.75% (As of Dec. 2025)

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TPE:2855 President Securities Corp TPE:2855
76 GF Score
Price NT$40.10
GF Value NT$26.23
Valuation Significantly Overvalued
! 10 Warning Signs
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What is President Securities Effective Interest Rate on Debt %?

President Securities TPE:2855 -1.72% 76 Effective Interest Rate on Debt % is 2.75% as of Dec. 2025. GuruFocus rates TPE:2855 with a GF Score™ of 76/100 and a GF Value™ of NT$26.23 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. President Securities's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$2,180 Mil. President Securities's average total debt for the quarter that ended in Dec. 2025 was NT$79,161 Mil. Therefore, President Securities's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.75%.


President Securities  (TPE:2855) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


President Securities Effective Interest Rate on Debt % Related Terms


President Securities Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for President Securities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

President Securities Effective Interest Rate on Debt % Chart

President Securities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 1.02 2.92 2.99 2.42

President Securities Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 2.66 2.96 3.07 2.75

TPE:2855 vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, President Securities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


President Securities Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, President Securities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where President Securities's Effective Interest Rate on Debt % falls into.


TPE:2855
76GF Score
President Securities Corp TPE:2855
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

President Securities Effective Interest Rate on Debt % Calculation

President Securities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1802.595/( (58559.186+90370.363)/ 2 )
=-1  *  -1802.595/74464.7745
=2.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=149.59 + 58409.596
=58559.186

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6147.228 + 84223.135
=90370.363

President Securities's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2179.664/( (67951.603+90370.363)/ 2 )
=-1  *  -2179.664/79160.983
=2.75 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1659.98 + 66291.623
=67951.603

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6147.228 + 84223.135
=90370.363

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.75% mean?
President Securities (TPE:2855) has a Effective Interest Rate on Debt % of 2.75% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on President Securities and its competitors.
Is President Securities' Effective Interest Rate on Debt % too high?
President Securities' current Effective Interest Rate on Debt % is 2.75%. Overall, President Securities has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does President Securities' Effective Interest Rate on Debt % compare to MS and GS?
President Securities' Effective Interest Rate on Debt % of 2.75% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on President Securities and its competitors. President Securities's current Effective Interest Rate on Debt % is 2.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is President Securities stock overvalued right now?
Based on GuruFocus' analysis, President Securities (TPE:2855) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$26.23, compared to a current price of NT$40.10 — trading 52.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.75%. President Securities' overall GF Score™ is 76/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For President Securities (TPE:2855), the current Effective Interest Rate on Debt % is 2.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is President Securities (TPE:2855) Overvalued in 2026?

Based on GuruFocus' analysis, President Securities stock appears to be overvalued. The current stock price of NT$40.10 is trading 52.9% above its estimated GF Value™ of NT$26.23. GuruFocus considers President Securities to be Significantly Overvalued.

Key valuation signals for TPE:2855:

  • Effective Interest Rate on Debt %: 2.75%
  • GF Value™: NT$26.23 vs. price of NT$40.10 (52.9% above fair value)
  • GF Score™: 76/100 with 10 warning signs

No single metric tells the full story. See the TPE:2855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


President Securities Business Description

Address No.8, Dongxing Road, 1st Floor, Songshan District, Taipei, TWN, 105
President Securities Corp engaged in underwriting of securities, dealing or brokerage business of securities at the securities exchange markets and business premises, registration and transfer agency service for securities, margin loans and short sales business of securities, securities lending and borrowing business, futures introducing brokerage services, futures dealing, issuance of call (put) warrants, wealth management business, and trust business. Its operating segments include Brokerage, Proprietary Trading, Financial Instrument, and Reinvestment segments, with the Brokerage segment generating maximum revenue from consigned trading of the listed securities, margin trading, and short sale, assistance in futures trading, and other instruments trading, as approved by the regulations.
76GF Score

Get the complete analysis for TPE:2855

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$40.10
Price
NT$26.23
GF Value