FocalTech Systems Co (TPE:3545) Effective Interest Rate on Debt %: 2.54% (As of Dec. 2025)

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TPE:3545 FocalTech Systems Co Ltd TPE:3545
74 GF Score
Price NT$53.90
GF Value NT$67.86
Valuation Modestly Undervalued
! 6 Warning Signs
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What is FocalTech Systems Co Effective Interest Rate on Debt %?

FocalTech Systems Co TPE:3545 +1.32% 74 Effective Interest Rate on Debt % is 2.54% as of Dec. 2025. GuruFocus rates TPE:3545 with a GF Score™ of 74/100 and a GF Value™ of NT$67.86 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FocalTech Systems Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$5 Mil. FocalTech Systems Co's average total debt for the quarter that ended in Dec. 2025 was NT$193 Mil. Therefore, FocalTech Systems Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.54%.


FocalTech Systems Co  (TPE:3545) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


FocalTech Systems Co Effective Interest Rate on Debt % Related Terms


FocalTech Systems Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FocalTech Systems Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FocalTech Systems Co Effective Interest Rate on Debt % Chart

FocalTech Systems Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.57 2.00 1.91 4.03 2.55

FocalTech Systems Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 2.72 2.49 1.29 2.54

TPE:3545 vs NVDA, AVGO, MU: Effective Interest Rate on Debt % Comparison

For the Semiconductors subindustry, FocalTech Systems Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FocalTech Systems Co Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, FocalTech Systems Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FocalTech Systems Co's Effective Interest Rate on Debt % falls into.


TPE:3545
74GF Score
FocalTech Systems Co Ltd TPE:3545
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FocalTech Systems Co Effective Interest Rate on Debt % Calculation

FocalTech Systems Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14.967/( (958.378+215.084)/ 2 )
=-1  *  -14.967/586.731
=2.55 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 958.378
=958.378

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 215.084
=215.084

FocalTech Systems Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -4.904/( (171.816+215.084)/ 2 )
=-1  *  -4.904/193.45
=2.54 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 171.816
=171.816

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 215.084
=215.084

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.54% mean?
FocalTech Systems Co (TPE:3545) has a Effective Interest Rate on Debt % of 2.54% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FocalTech Systems Co and its competitors.
Is FocalTech Systems Co's Effective Interest Rate on Debt % too high?
FocalTech Systems Co's current Effective Interest Rate on Debt % is 2.54%. Overall, FocalTech Systems Co has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FocalTech Systems Co's Effective Interest Rate on Debt % compare to NVDA and AVGO?
FocalTech Systems Co's Effective Interest Rate on Debt % of 2.54% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FocalTech Systems Co and its competitors. FocalTech Systems Co's current Effective Interest Rate on Debt % is 2.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FocalTech Systems Co stock overvalued right now?
Based on GuruFocus' analysis, FocalTech Systems Co (TPE:3545) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$67.86, compared to a current price of NT$53.90 — trading 20.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.54%. FocalTech Systems Co's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FocalTech Systems Co (TPE:3545), the current Effective Interest Rate on Debt % is 2.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FocalTech Systems Co (TPE:3545) Overvalued in 2026?

Based on GuruFocus' analysis, FocalTech Systems Co stock appears to be undervalued. The current stock price of NT$53.90 is trading 20.6% below its estimated GF Value™ of NT$67.86. GuruFocus considers FocalTech Systems Co to be Modestly Undervalued.

Key valuation signals for TPE:3545:

  • Effective Interest Rate on Debt %: 2.54%
  • GF Value™: NT$67.86 vs. price of NT$53.90 (20.6% below fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the TPE:3545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FocalTech Systems Co Business Description

Address No. 23, Huanke 1st Road, 11th Floor-1, Hsinchu County, Zhubei, TWN, 302047
FocalTech Systems Co Ltd mainly engages in the research, development, design, manufacturing, and sales of Human-Machine Interface solutions, such as Display Driver IC, Touch Control IC and so on. It delivers the complete line-up of capacitive touch panel solutions to accommodate from 1 to 25 inch capacitive touch screen panels that adopts a variety of sensor stack-up structures, processes and materials. It is also engaged in the TFT LCD driver IC business. The company operates the business in one single segment: IC for Human-Machine Interface Solutions. The Group operates in geographical areas China, which derives maximum revenue; Taiwan; and Others.
74GF Score

Get the complete analysis for TPE:3545

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$53.90
Price
NT$67.86
GF Value