Schoo (TSE:264A) Effective Interest Rate on Debt %: 2.34% (As of Mar. 2026)

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TSE:264A Schoo Inc TSE:264A
11 GF Score
Price 円333.00
! 3 Warning Signs
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What is Schoo Effective Interest Rate on Debt %?

Schoo TSE:264A +8.47% 11 Effective Interest Rate on Debt % is 2.34% as of Mar. 2026. GuruFocus rates TSE:264A with a GF Score™ of 11/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Schoo's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円14 Mil. Schoo's average total debt for the quarter that ended in Mar. 2026 was 円598 Mil. Therefore, Schoo's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.34%.

Schoo  (TSE:264A) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Schoo Effective Interest Rate on Debt % Related Terms

Schoo Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Schoo's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schoo Effective Interest Rate on Debt % Chart

Schoo Annual Data
Trend Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
1.32 2.53 2.35 2.39

Schoo Semi-Annual Data
Sep22 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 2.47 2.42 2.39 2.30 2.34

TSE:264A vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Schoo's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Schoo Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Schoo's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Schoo's Effective Interest Rate on Debt % falls into.


TSE:264A
11GF Score
Schoo Inc TSE:264A
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Schoo Effective Interest Rate on Debt % Calculation

Schoo's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -18.416/( (880+664)/ 2 )
=-1  *  -18.416/772
=2.39 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=664 + 216
=880

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=400 + 264
=664

Schoo's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.006/( (664+532)/ 2 )
=-1  *  -14.006/598
=2.34 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=400 + 264
=664

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=250 + 282
=532

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.34% mean?
Schoo (TSE:264A) has a Effective Interest Rate on Debt % of 2.34% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Schoo and its competitors.
Is Schoo's Effective Interest Rate on Debt % too high?
Schoo's current Effective Interest Rate on Debt % is 2.34%. Overall, Schoo has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Schoo's Effective Interest Rate on Debt % compare to EDU and TAL?
Schoo's Effective Interest Rate on Debt % of 2.34% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Schoo and its competitors. Schoo's current Effective Interest Rate on Debt % is 2.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schoo stock overvalued right now?
Schoo (TSE:264A) has a current Effective Interest Rate on Debt % of 2.34%. The current Effective Interest Rate on Debt % is 2.34%. Schoo's overall GF Score™ is 11/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Schoo (TSE:264A), the current Effective Interest Rate on Debt % is 2.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Schoo Business Description

Address 2-7 Uguisudani-cho, Shibuya-ku, Tokyo, JPN, 150-0032
Schoo Inc is engaged in providing e-learning service for individuals and corporations.
11GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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