Palemo Holdings Co (TSE:2778) Effective Interest Rate on Debt %: 1.45% (As of Feb. 2026)

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TSE:2778 Palemo Holdings Co Ltd TSE:2778
52 GF Score
Price 円116.00
GF Value 円134.44
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Palemo Holdings Co Effective Interest Rate on Debt %?

Palemo Holdings Co TSE:2778 +1.75% 52 Effective Interest Rate on Debt % is 1.45% as of Feb. 2026. GuruFocus rates TSE:2778 with a GF Score™ of 52/100 and a GF Value™ of 円134.44 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Palemo Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円24 Mil. Palemo Holdings Co's average total debt for the quarter that ended in Feb. 2026 was 円1,679 Mil. Therefore, Palemo Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.45%.


Palemo Holdings Co  (TSE:2778) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Palemo Holdings Co Effective Interest Rate on Debt % Related Terms


Palemo Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Palemo Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Palemo Holdings Co Effective Interest Rate on Debt % Chart

Palemo Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 1.32 1.31 1.27 1.32

Palemo Holdings Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.30 1.30 1.45 1.95

TSE:2778 vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Palemo Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Palemo Holdings Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Palemo Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Palemo Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:2778
52GF Score
Palemo Holdings Co Ltd TSE:2778
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Palemo Holdings Co Effective Interest Rate on Debt % Calculation

Palemo Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -23.609/( (1928.571+1642.856)/ 2 )
=-1  *  -23.609/1785.7135
=1.32 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1642.857 + 285.714
=1928.571

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1357.142 + 285.714
=1642.856

Palemo Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -24.42/( (1714.285+1642.856)/ 2 )
=-1  *  -24.42/1678.5705
=1.45 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1428.571 + 285.714
=1714.285

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1357.142 + 285.714
=1642.856

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.45% mean?
Palemo Holdings Co (TSE:2778) has a Effective Interest Rate on Debt % of 1.45% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Palemo Holdings Co and its competitors.
Is Palemo Holdings Co's Effective Interest Rate on Debt % too high?
Palemo Holdings Co's current Effective Interest Rate on Debt % is 1.45%. Overall, Palemo Holdings Co has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Palemo Holdings Co's Effective Interest Rate on Debt % compare to TJX and ROST?
Palemo Holdings Co's Effective Interest Rate on Debt % of 1.45% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Palemo Holdings Co and its competitors. Palemo Holdings Co's current Effective Interest Rate on Debt % is 1.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palemo Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Palemo Holdings Co (TSE:2778) is currently considered Modestly Undervalued. The stock's GF Value™ is 円134.44, compared to a current price of 円116.00 — trading 13.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.45%. Palemo Holdings Co's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Palemo Holdings Co (TSE:2778), the current Effective Interest Rate on Debt % is 1.45% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Palemo Holdings Co (TSE:2778) Overvalued in 2026?

Based on GuruFocus' analysis, Palemo Holdings Co stock appears to be undervalued. The current stock price of 円116.00 is trading 13.7% below its estimated GF Value™ of 円134.44. GuruFocus considers Palemo Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:2778:

  • Effective Interest Rate on Debt %: 1.45%
  • GF Value™: 円134.44 vs. price of 円116.00 (13.7% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the TSE:2778 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Palemo Holdings Co Business Description

Address 5-27-13 Meieki, 6th floor, Nishikibashi Building, Nakamura-ku, Nagoya, Aichi Prefecture, JPN, 450-0002
Palemo Holdings Co Ltd is a holding company based in Japan. The business of the company includes operating apparel stores for women, variety merchandise, and bag specialty store chain. The brands of the company include Palemo, Ludic park, Noemie, Hare no hi, Lilou de chouchou, Daisy Merry, and others.
52GF Score

Get the complete analysis for TSE:2778

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円116.00
Price
円134.44
GF Value