ZEAL Associate (TSE:329A) Effective Interest Rate on Debt %: 1.46% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:329A ZEAL Associate Corp TSE:329A
16 GF Score
Price 円211.60
! 3 Warning Signs
View Full Analysis

What is ZEAL Associate Effective Interest Rate on Debt %?

ZEAL Associate TSE:329A 16 Effective Interest Rate on Debt % is 1.46% as of Feb. 2026. GuruFocus rates TSE:329A with a GF Score™ of 16/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ZEAL Associate's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円13 Mil. ZEAL Associate's average total debt for the quarter that ended in Feb. 2026 was 円916 Mil. Therefore, ZEAL Associate's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.46%.


ZEAL Associate  (TSE:329A) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ZEAL Associate Effective Interest Rate on Debt % Related Terms


ZEAL Associate Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ZEAL Associate's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZEAL Associate Effective Interest Rate on Debt % Chart

ZEAL Associate Annual Data
Trend Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
0.67 0.70 1.15

ZEAL Associate Semi-Annual Data
Aug23 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % 0.00 0.00 1.08 1.34 1.46

TSE:329A vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, ZEAL Associate's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZEAL Associate Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, ZEAL Associate's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ZEAL Associate's Effective Interest Rate on Debt % falls into.


TSE:329A
16GF Score
ZEAL Associate Corp TSE:329A
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ZEAL Associate Effective Interest Rate on Debt % Calculation

ZEAL Associate's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -9.635/( (851.103+822.379)/ 2 )
=-1  *  -9.635/836.741
=1.15 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=671.496 + 179.607
=851.103

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=634.263 + 188.116
=822.379

ZEAL Associate's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -13.364/( (822.379+1010.575)/ 2 )
=-1  *  -13.364/916.477
=1.46 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=634.263 + 188.116
=822.379

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=769.323 + 241.252
=1010.575

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.46% mean?
ZEAL Associate (TSE:329A) has a Effective Interest Rate on Debt % of 1.46% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ZEAL Associate and its competitors.
Is ZEAL Associate's Effective Interest Rate on Debt % too high?
ZEAL Associate's current Effective Interest Rate on Debt % is 1.46%. Overall, ZEAL Associate has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does ZEAL Associate's Effective Interest Rate on Debt % compare to HON and MMM?
ZEAL Associate's Effective Interest Rate on Debt % of 1.46% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ZEAL Associate and its competitors. ZEAL Associate's current Effective Interest Rate on Debt % is 1.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Associate stock overvalued right now?
ZEAL Associate (TSE:329A) has a current Effective Interest Rate on Debt % of 1.46%. The current Effective Interest Rate on Debt % is 1.46%. ZEAL Associate's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ZEAL Associate (TSE:329A), the current Effective Interest Rate on Debt % is 1.46% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ZEAL Associate Business Description

Address 1-19-7 Ginza, JRE Ginza 1chome East Building 8th Floor, Chuo-ku, Tokyo, JPN, 104-0061
ZEAL Associate Corp is engaged in design business focusing on event management and space creation, Entertainment Space, Interior Space etc.
16GF Score

Get the complete analysis for TSE:329A

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円211.60
Price