Izawa Towel Co (TSE:365A) Effective Interest Rate on Debt %: 1.35% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:365A Izawa Towel Co Ltd TSE:365A
15 GF Score
Price 円788.00
! 3 Warning Signs
View Full Analysis

What is Izawa Towel Co Effective Interest Rate on Debt %?

Izawa Towel Co TSE:365A -0.25% 15 Effective Interest Rate on Debt % is 1.35% as of Feb. 2026. GuruFocus rates TSE:365A with a GF Score™ of 15/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Izawa Towel Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円42 Mil. Izawa Towel Co's average total debt for the quarter that ended in Feb. 2026 was 円3,123 Mil. Therefore, Izawa Towel Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.35%.

Izawa Towel Co  (TSE:365A) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Izawa Towel Co Effective Interest Rate on Debt % Related Terms

Izawa Towel Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Izawa Towel Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Izawa Towel Co Effective Interest Rate on Debt % Chart

Izawa Towel Co Annual Data
Trend Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
0.96 0.80 1.36

Izawa Towel Co Quarterly Data
Feb24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.29 1.42 1.36 1.35 1.86

Izawa Towel Co Effective Interest Rate on Debt % Competitor Comparison

For the Textile Manufacturing subindustry, Izawa Towel Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Izawa Towel Co Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Izawa Towel Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Izawa Towel Co's Effective Interest Rate on Debt % falls into.


TSE:365A
15GF Score
Izawa Towel Co Ltd TSE:365A
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Izawa Towel Co Effective Interest Rate on Debt % Calculation

Izawa Towel Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -43.399/( (3295+3065)/ 2 )
=-1  *  -43.399/3180
=1.36 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3065 + 230
=3295

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2835 + 230
=3065

Izawa Towel Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -42.272/( (3180+3065)/ 2 )
=-1  *  -42.272/3122.5
=1.35 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2950 + 230
=3180

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2835 + 230
=3065

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.35% mean?
Izawa Towel Co (TSE:365A) has a Effective Interest Rate on Debt % of 1.35% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Izawa Towel Co and its competitors.
Is Izawa Towel Co's Effective Interest Rate on Debt % too high?
Izawa Towel Co's current Effective Interest Rate on Debt % is 1.35%. Overall, Izawa Towel Co has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Izawa Towel Co's Effective Interest Rate on Debt % compare to competitors?
Izawa Towel Co's Effective Interest Rate on Debt % of 1.35% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Izawa Towel Co and its competitors. Izawa Towel Co's current Effective Interest Rate on Debt % is 1.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Izawa Towel Co stock overvalued right now?
Izawa Towel Co (TSE:365A) has a current Effective Interest Rate on Debt % of 1.35%. The current Effective Interest Rate on Debt % is 1.35%. Izawa Towel Co's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Izawa Towel Co (TSE:365A), the current Effective Interest Rate on Debt % is 1.35% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Izawa Towel Co Business Description

Address 1-26-6 Ebisunishi, Shibuya-ku, Tokyo, JPN, 150-0021
Izawa Towel Co Ltd manufacturer and distributor of towel products. The company products such as face towels, bath towels, oshibori (wet hand towels), towel blankets, and towel sheets.
15GF Score

Get the complete analysis for TSE:365A

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円788.00
Price