True Data (TSE:4416) Effective Interest Rate on Debt %: 0.12% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4416 True Data Inc TSE:4416
65 GF Score
Price 円393.00
GF Value 円678.65
Valuation Significantly Undervalued
View Full Analysis

What is True Data Effective Interest Rate on Debt %?

True Data TSE:4416 -1.75% 65 Effective Interest Rate on Debt % is 0.12% as of Mar. 2026. GuruFocus rates TSE:4416 with a GF Score™ of 65/100 and a GF Value™ of 円678.65 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. True Data's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円0 Mil. True Data's average total debt for the quarter that ended in Mar. 2026 was 円10 Mil. Therefore, True Data's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.12%.


True Data  (TSE:4416) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


True Data Effective Interest Rate on Debt % Related Terms


True Data Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for True Data's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

True Data Effective Interest Rate on Debt % Chart

True Data Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.37 0.37 0.37 0.36 0.20

True Data Quarterly Data
Mar20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.38 0.27 0.08 0.12

TSE:4416 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, True Data's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


True Data Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, True Data's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where True Data's Effective Interest Rate on Debt % falls into.


TSE:4416
65GF Score
True Data Inc TSE:4416
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

True Data Effective Interest Rate on Debt % Calculation

True Data's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.011/( (5.48+0)/ 1 )
=-1  *  -0.011/5.48
=0.20 %

where

True Data's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.012/( (10+0)/ 1 )
=-1  *  -0.012/10
=0.12 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.12% mean?
True Data (TSE:4416) has a Effective Interest Rate on Debt % of 0.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on True Data and its competitors.
Is True Data's Effective Interest Rate on Debt % too high?
True Data's current Effective Interest Rate on Debt % is 0.12%. Overall, True Data has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does True Data's Effective Interest Rate on Debt % compare to QH and SHOP?
True Data's Effective Interest Rate on Debt % of 0.12% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on True Data and its competitors. True Data's current Effective Interest Rate on Debt % is 0.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is True Data stock overvalued right now?
Based on GuruFocus' analysis, True Data (TSE:4416) is currently considered Significantly Undervalued. The stock's GF Value™ is 円678.65, compared to a current price of 円393.00 — trading 42.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.12%. True Data's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For True Data (TSE:4416), the current Effective Interest Rate on Debt % is 0.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is True Data (TSE:4416) Overvalued in 2026?

Based on GuruFocus' analysis, True Data stock appears to be undervalued. The current stock price of 円393.00 is trading 42.1% below its estimated GF Value™ of 円678.65. GuruFocus considers True Data to be Significantly Undervalued.

Key valuation signals for TSE:4416:

  • Effective Interest Rate on Debt %: 0.12%
  • GF Value™: 円678.65 vs. price of 円393.00 (42.1% below fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the TSE:4416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


True Data Business Description

Address 1-10-11 Shibadaimon, 4th Floor, Daimon Center Building, Minato-ku, Tokyo, JPN, 105?0012
True Data Inc operates a big data platform based on the data generated daily from consumer purchasing behavior. The company deals with POS data with customer IDs from drug stores, supermarkets, and other retailers, and provides analysis and disclosure support tools using such data, as well as other services related to data marketing. Its services are divided into solutions for manufacturers, retailers, and all industries. In the solutions for manufacturers, it provides services such as Eagle Eye, Dolphin Eye, and POS Analysis Cloud. In the solutions for retailers, it offers services such as Shopping Scan, and for all industries, it provides data and analysis reports related to consumer purchases, data utilization support services such as AI, and other related services.
65GF Score

Get the complete analysis for TSE:4416

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円393.00
Price
円678.65
GF Value