AI Cross (TSE:4476) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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TSE:4476 AI Cross Inc TSE:4476
73 GF Score
Price 円1,060.00
GF Value 円1,952.07
Valuation Significantly Undervalued
! 1 Warning Sign
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What is AI Cross Effective Interest Rate on Debt %?

AI Cross TSE:4476 +0.19% 73 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates TSE:4476 with a GF Score™ of 73/100 and a GF Value™ of 円1,952.07 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AI Cross's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円0 Mil. AI Cross's average total debt for the quarter that ended in Dec. 2025 was 円437 Mil. Therefore, AI Cross's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


AI Cross  (TSE:4476) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AI Cross Effective Interest Rate on Debt % Related Terms


AI Cross Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AI Cross's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AI Cross Effective Interest Rate on Debt % Chart

AI Cross Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.54 0.54 0.52 2.19 0.59

AI Cross Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.37 0.00 0.00 1.37

TSE:4476 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, AI Cross's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AI Cross Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, AI Cross's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AI Cross's Effective Interest Rate on Debt % falls into.


TSE:4476
73GF Score
AI Cross Inc TSE:4476
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AI Cross Effective Interest Rate on Debt % Calculation

AI Cross's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.295/( (2.685+436.999)/ 2 )
=-1  *  -1.295/219.842
=0.59 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=344.995 + 92.004
=436.999

AI Cross's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0+436.999)/ 1 )
=-1  *  0/436.999
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=344.995 + 92.004
=436.999

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
AI Cross (TSE:4476) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AI Cross and its competitors.
Is AI Cross' Effective Interest Rate on Debt % too high?
AI Cross' current Effective Interest Rate on Debt % is 0.00%. Overall, AI Cross has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AI Cross' Effective Interest Rate on Debt % compare to QH and SHOP?
AI Cross' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AI Cross and its competitors. AI Cross's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AI Cross stock overvalued right now?
Based on GuruFocus' analysis, AI Cross (TSE:4476) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,952.07, compared to a current price of 円1,060.00 — trading 45.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. AI Cross' overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AI Cross (TSE:4476), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AI Cross (TSE:4476) Overvalued in 2026?

Based on GuruFocus' analysis, AI Cross stock appears to be undervalued. The current stock price of 円1,060.00 is trading 45.7% below its estimated GF Value™ of 円1,952.07. GuruFocus considers AI Cross to be Significantly Undervalued.

Key valuation signals for TSE:4476:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: 円1,952.07 vs. price of 円1,060.00 (45.7% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the TSE:4476 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AI Cross Business Description

Address 3-1 Toranomon 4-chome, 20F Shiroyama Trust Tower, Tokyo, JPN, 105-6020
AI Cross Inc is engaged in providing SMS-messaging services, business chat services, and AI analytics services. The group operates in a single segment, the Smart AI Engagement business.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,060.00
Price
円1,952.07
GF Value