Local (TSE:470A) Effective Interest Rate on Debt %: 0.77% (As of Feb. 2026)

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TSE:470A Local Inc TSE:470A
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Price 円501.00
! 5 Warning Signs
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What is Local Effective Interest Rate on Debt %?

Local TSE:470A 5 Effective Interest Rate on Debt % is 0.77% as of Feb. 2026. GuruFocus rates TSE:470A with a GF Score™ of 5/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Local's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円25 Mil. Local's average total debt for the quarter that ended in Feb. 2026 was 円3,266 Mil. Therefore, Local's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.77%.

Local  (TSE:470A) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Local Effective Interest Rate on Debt % Related Terms

Local Effective Interest Rate on Debt % Historical Data

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The historical data trend for Local's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Local Effective Interest Rate on Debt % Chart

Local Annual Data
Trend Sep23 Feb26
Effective Interest Rate on Debt %
0.82 0.80

Local Semi-Annual Data
Sep23 Aug25 Feb26
Effective Interest Rate on Debt % 0.00 1.07 0.77

TSE:470A vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Local's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Local Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Local's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Local's Effective Interest Rate on Debt % falls into.


TSE:470A
5GF Score
Local Inc TSE:470A
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Local Effective Interest Rate on Debt % Calculation

Local's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2023 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -23.509/( (1710.807+4178.579)/ 2 )
=-1  *  -23.509/2944.693
=0.80 %

where

Total Debt  (A: Sep. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=892.205 + 818.602
=1710.807

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=494.991 + 3683.588
=4178.579

Local's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -25.304/( (2353.078+4178.579)/ 2 )
=-1  *  -25.304/3265.8285
=0.77 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=551.526 + 1801.552
=2353.078

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=494.991 + 3683.588
=4178.579

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.77% mean?
Local (TSE:470A) has a Effective Interest Rate on Debt % of 0.77% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Local and its competitors.
Is Local's Effective Interest Rate on Debt % too high?
Local's current Effective Interest Rate on Debt % is 0.77%. Overall, Local has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Local's Effective Interest Rate on Debt % compare to SYY and USFD?
Local's Effective Interest Rate on Debt % of 0.77% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Local and its competitors. Local's current Effective Interest Rate on Debt % is 0.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Local stock overvalued right now?
Local (TSE:470A) has a current Effective Interest Rate on Debt % of 0.77%. The current Effective Interest Rate on Debt % is 0.77%. Local's overall GF Score™ is 5/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Local (TSE:470A), the current Effective Interest Rate on Debt % is 0.77% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Local Business Description

Address 3-15-60, Kasuga, Nishi-Ku, JR Kumamoto Shirakawa Building 4th floor, Kumamoto-Shi, JPN, 860-0047
Local Inc is principally engaged in manufacturing and sales of food products utilizing locally sourced fresh and regional ingredients under its own brands through multiple e-commerce platforms.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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