Terminalcare Support Institute (TSE:7362) Effective Interest Rate on Debt %: 1.47% (As of Dec. 2025)

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TSE:7362 Terminalcare Support Institute Inc TSE:7362
68 GF Score
Price 円885.00
GF Value 円1,213.98
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Terminalcare Support Institute Effective Interest Rate on Debt %?

Terminalcare Support Institute TSE:7362 +3.15% 68 Effective Interest Rate on Debt % is 1.47% as of Dec. 2025. GuruFocus rates TSE:7362 with a GF Score™ of 68/100 and a GF Value™ of 円1,213.98 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Terminalcare Support Institute's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円53 Mil. Terminalcare Support Institute's average total debt for the quarter that ended in Dec. 2025 was 円3,592 Mil. Therefore, Terminalcare Support Institute's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.47%.


Terminalcare Support Institute  (TSE:7362) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Terminalcare Support Institute Effective Interest Rate on Debt % Related Terms


Terminalcare Support Institute Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Terminalcare Support Institute's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Terminalcare Support Institute Effective Interest Rate on Debt % Chart

Terminalcare Support Institute Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.55 1.38 1.22 1.18 1.49

Terminalcare Support Institute Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.44 0.00 1.47 1.60

TSE:7362 vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Terminalcare Support Institute's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Terminalcare Support Institute Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Terminalcare Support Institute's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Terminalcare Support Institute's Effective Interest Rate on Debt % falls into.


TSE:7362
68GF Score
Terminalcare Support Institute Inc TSE:7362
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Terminalcare Support Institute Effective Interest Rate on Debt % Calculation

Terminalcare Support Institute's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -47.659/( (2807.358+3578.449)/ 2 )
=-1  *  -47.659/3192.9035
=1.49 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1596.134 + 1211.224
=2807.358

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2956.98 + 621.469
=3578.449

Terminalcare Support Institute's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -52.7/( (3605.843+3578.449)/ 2 )
=-1  *  -52.7/3592.146
=1.47 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2467.72 + 1138.123
=3605.843

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2956.98 + 621.469
=3578.449

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.47% mean?
Terminalcare Support Institute (TSE:7362) has a Effective Interest Rate on Debt % of 1.47% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Terminalcare Support Institute and its competitors.
Is Terminalcare Support Institute's Effective Interest Rate on Debt % too high?
Terminalcare Support Institute's current Effective Interest Rate on Debt % is 1.47%. Overall, Terminalcare Support Institute has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Terminalcare Support Institute's Effective Interest Rate on Debt % compare to HCA and THC?
Terminalcare Support Institute's Effective Interest Rate on Debt % of 1.47% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Terminalcare Support Institute and its competitors. Terminalcare Support Institute's current Effective Interest Rate on Debt % is 1.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Terminalcare Support Institute stock overvalued right now?
Based on GuruFocus' analysis, Terminalcare Support Institute (TSE:7362) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,213.98, compared to a current price of 円885.00 — trading 27.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.47%. Terminalcare Support Institute's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Terminalcare Support Institute (TSE:7362), the current Effective Interest Rate on Debt % is 1.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Terminalcare Support Institute (TSE:7362) Overvalued in 2026?

Based on GuruFocus' analysis, Terminalcare Support Institute stock appears to be undervalued. The current stock price of 円885.00 is trading 27.1% below its estimated GF Value™ of 円1,213.98. GuruFocus considers Terminalcare Support Institute to be Modestly Undervalued.

Key valuation signals for TSE:7362:

  • Effective Interest Rate on Debt %: 1.47%
  • GF Value™: 円1,213.98 vs. price of 円885.00 (27.1% below fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the TSE:7362 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Terminalcare Support Institute Business Description

Address 75-4 Katsura Minami Tatsumi-cho, Nishikyo-ku, Kyoto-shi, Kyoto, JPN, 615-8074
Terminalcare Support Institute Inc is engaged in building elderly housing with supportive services and providing home-care services. The company is also engaged in the Real estate business in which company provides construction contracting, real estate sales, and real estate rental services. The company derives key revenue from the Nursing business.
68GF Score

Get the complete analysis for TSE:7362

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円885.00
Price
円1,213.98
GF Value