Seiwa Chuo Holdings (TSE:7531) Effective Interest Rate on Debt %: 0.82% (As of Dec. 2025)

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TSE:7531 Seiwa Chuo Holdings Corp TSE:7531
62 GF Score
Price 円1,300.00
GF Value 円1,190.32
Valuation Fairly Valued
! 4 Warning Signs
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What is Seiwa Chuo Holdings Effective Interest Rate on Debt %?

Seiwa Chuo Holdings TSE:7531 +0.08% 62 Effective Interest Rate on Debt % is 0.82% as of Dec. 2025. GuruFocus rates TSE:7531 with a GF Score™ of 62/100 and a GF Value™ of 円1,190.32 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seiwa Chuo Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円2 Mil. Seiwa Chuo Holdings's average total debt for the quarter that ended in Dec. 2025 was 円295 Mil. Therefore, Seiwa Chuo Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.82%.


Seiwa Chuo Holdings  (TSE:7531) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Seiwa Chuo Holdings Effective Interest Rate on Debt % Related Terms


Seiwa Chuo Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seiwa Chuo Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seiwa Chuo Holdings Effective Interest Rate on Debt % Chart

Seiwa Chuo Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.24 0.31 0.78 0.84

Seiwa Chuo Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.76 0.74 0.82 0.98

TSE:7531 vs NUE, STLD, RS: Effective Interest Rate on Debt % Comparison

For the Steel subindustry, Seiwa Chuo Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seiwa Chuo Holdings Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, Seiwa Chuo Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seiwa Chuo Holdings's Effective Interest Rate on Debt % falls into.


TSE:7531
62GF Score
Seiwa Chuo Holdings Corp TSE:7531
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seiwa Chuo Holdings Effective Interest Rate on Debt % Calculation

Seiwa Chuo Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.385/( (300+270)/ 2 )
=-1  *  -2.385/285
=0.84 %

where

Seiwa Chuo Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.412/( (320+270)/ 2 )
=-1  *  -2.412/295
=0.82 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.82% mean?
Seiwa Chuo Holdings (TSE:7531) has a Effective Interest Rate on Debt % of 0.82% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seiwa Chuo Holdings and its competitors.
Is Seiwa Chuo Holdings' Effective Interest Rate on Debt % too high?
Seiwa Chuo Holdings' current Effective Interest Rate on Debt % is 0.82%. Overall, Seiwa Chuo Holdings has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seiwa Chuo Holdings' Effective Interest Rate on Debt % compare to NUE and STLD?
Seiwa Chuo Holdings' Effective Interest Rate on Debt % of 0.82% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seiwa Chuo Holdings and its competitors. Seiwa Chuo Holdings's current Effective Interest Rate on Debt % is 0.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seiwa Chuo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Seiwa Chuo Holdings (TSE:7531) is currently considered Fairly Valued. The stock's GF Value™ is 円1,190.32, compared to a current price of 円1,300.00 — trading 9.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.82%. Seiwa Chuo Holdings' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seiwa Chuo Holdings (TSE:7531), the current Effective Interest Rate on Debt % is 0.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seiwa Chuo Holdings (TSE:7531) Overvalued in 2026?

Based on GuruFocus' analysis, Seiwa Chuo Holdings stock appears to be overvalued. The current stock price of 円1,300.00 is trading 9.2% above its estimated GF Value™ of 円1,190.32. GuruFocus considers Seiwa Chuo Holdings to be Fairly Valued.

Key valuation signals for TSE:7531:

  • Effective Interest Rate on Debt %: 0.82%
  • GF Value™: 円1,190.32 vs. price of 円1,300.00 (9.2% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the TSE:7531 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seiwa Chuo Holdings Business Description

Other Exchanges 7531:Japan
Address No. 20 3-chome, Nishi-ku, Osaka Kujominami, Osaka, JPN
Seiwa Chuo Holdings Corp engages in the wholesale business of steel products like steel bars, rods, plates and shaped steel. It also involved in processing, contracting contract work related to the steel business, cargo handling, freight handling and storage businesses.
62GF Score

Get the complete analysis for TSE:7531

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,300.00
Price
円1,190.32
GF Value