Saikaya Department Store Co (TSE:8254) Effective Interest Rate on Debt %: 1.15% (As of Feb. 2026)

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TSE:8254 Saikaya Department Store Co Ltd TSE:8254
49 GF Score
Price 円327.00
GF Value 円325.94
Valuation Fairly Valued
! 6 Warning Signs
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What is Saikaya Department Store Co Effective Interest Rate on Debt %?

Saikaya Department Store Co TSE:8254 -3.25% 49 Effective Interest Rate on Debt % is 1.15% as of Feb. 2026. GuruFocus rates TSE:8254 with a GF Score™ of 49/100 and a GF Value™ of 円325.94 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saikaya Department Store Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円100 Mil. Saikaya Department Store Co's average total debt for the quarter that ended in Feb. 2026 was 円8,651 Mil. Therefore, Saikaya Department Store Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.15%.


Saikaya Department Store Co  (TSE:8254) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saikaya Department Store Co Effective Interest Rate on Debt % Related Terms


Saikaya Department Store Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saikaya Department Store Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saikaya Department Store Co Effective Interest Rate on Debt % Chart

Saikaya Department Store Co Annual Data
Trend Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.07 0.92 0.31 0.40 0.86

Saikaya Department Store Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 1.04 1.01 1.15 1.35

TSE:8254 vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, Saikaya Department Store Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saikaya Department Store Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Saikaya Department Store Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saikaya Department Store Co's Effective Interest Rate on Debt % falls into.


TSE:8254
49GF Score
Saikaya Department Store Co Ltd TSE:8254
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saikaya Department Store Co Effective Interest Rate on Debt % Calculation

Saikaya Department Store Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -74.618/( (8655.317+8653.536)/ 2 )
=-1  *  -74.618/8654.4265
=0.86 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8653.853 + 1.464
=8655.317

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=647.632 + 8005.904
=8653.536

Saikaya Department Store Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -99.628/( (8652.06+8650.584)/ 2 )
=-1  *  -99.628/8651.322
=1.15 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=646.156 + 8005.904
=8652.06

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.68 + 8630.904
=8650.584

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.15% mean?
Saikaya Department Store Co (TSE:8254) has a Effective Interest Rate on Debt % of 1.15% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saikaya Department Store Co and its competitors.
Is Saikaya Department Store Co's Effective Interest Rate on Debt % too high?
Saikaya Department Store Co's current Effective Interest Rate on Debt % is 1.15%. Overall, Saikaya Department Store Co has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saikaya Department Store Co's Effective Interest Rate on Debt % compare to DDS and M?
Saikaya Department Store Co's Effective Interest Rate on Debt % of 1.15% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saikaya Department Store Co and its competitors. Saikaya Department Store Co's current Effective Interest Rate on Debt % is 1.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saikaya Department Store Co stock overvalued right now?
Based on GuruFocus' analysis, Saikaya Department Store Co (TSE:8254) is currently considered Fairly Valued. The stock's GF Value™ is 円325.94, compared to a current price of 円327.00 — trading 0.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.15%. Saikaya Department Store Co's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saikaya Department Store Co (TSE:8254), the current Effective Interest Rate on Debt % is 1.15% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saikaya Department Store Co (TSE:8254) Overvalued in 2026?

Based on GuruFocus' analysis, Saikaya Department Store Co stock appears to be overvalued. The current stock price of 円327.00 is trading 0.3% above its estimated GF Value™ of 円325.94. GuruFocus considers Saikaya Department Store Co to be Fairly Valued.

Key valuation signals for TSE:8254:

  • Effective Interest Rate on Debt %: 1.15%
  • GF Value™: 円325.94 vs. price of 円327.00 (0.3% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the TSE:8254 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saikaya Department Store Co Business Description

Address 1 Nisshin-cho, Kawasaki Ward, Kanagawa, JPN, 210-0023
Saikaya Department Store Co Ltd formerly, Saikaya Co Ltd operates in the department stores industry. The company is engaged in the operation of department store chains in Kanagawa prefecture. It also operates a supermarket chain and real estate business.
49GF Score

Get the complete analysis for TSE:8254

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円327.00
Price
円325.94
GF Value