Housefreedom Co (TSE:8996) Effective Interest Rate on Debt %: 1.50% (As of Dec. 2025)

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TSE:8996 Housefreedom Co Ltd TSE:8996
78 GF Score
Price 円1,104.00
GF Value 円1,197.88
Valuation Fairly Valued
! 3 Warning Signs
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What is Housefreedom Co Effective Interest Rate on Debt %?

Housefreedom Co TSE:8996 +0.64% 78 Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus rates TSE:8996 with a GF Score™ of 78/100 and a GF Value™ of 円1,197.88 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Housefreedom Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円189 Mil. Housefreedom Co's average total debt for the quarter that ended in Dec. 2025 was 円12,554 Mil. Therefore, Housefreedom Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.50%.


Housefreedom Co  (TSE:8996) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Housefreedom Co Effective Interest Rate on Debt % Related Terms


Housefreedom Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Housefreedom Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Housefreedom Co Effective Interest Rate on Debt % Chart

Housefreedom Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.05 1.07 1.03 1.13 1.58

Housefreedom Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.47 1.53 1.50 1.66

TSE:8996 vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Housefreedom Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Housefreedom Co Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Housefreedom Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Housefreedom Co's Effective Interest Rate on Debt % falls into.


TSE:8996
78GF Score
Housefreedom Co Ltd TSE:8996
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Housefreedom Co Effective Interest Rate on Debt % Calculation

Housefreedom Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -181.853/( (11247.889+11766.292)/ 2 )
=-1  *  -181.853/11507.0905
=1.58 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6967.43 + 4280.459
=11247.889

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6451.477 + 5314.815
=11766.292

Housefreedom Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -188.528/( (13341.605+11766.292)/ 2 )
=-1  *  -188.528/12553.9485
=1.50 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7595.263 + 5746.342
=13341.605

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6451.477 + 5314.815
=11766.292

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.50% mean?
Housefreedom Co (TSE:8996) has a Effective Interest Rate on Debt % of 1.50% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Housefreedom Co and its competitors.
Is Housefreedom Co's Effective Interest Rate on Debt % too high?
Housefreedom Co's current Effective Interest Rate on Debt % is 1.50%. Overall, Housefreedom Co has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Housefreedom Co's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Housefreedom Co's Effective Interest Rate on Debt % of 1.50% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Housefreedom Co and its competitors. Housefreedom Co's current Effective Interest Rate on Debt % is 1.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housefreedom Co stock overvalued right now?
Based on GuruFocus' analysis, Housefreedom Co (TSE:8996) is currently considered Fairly Valued. The stock's GF Value™ is 円1,197.88, compared to a current price of 円1,104.00 — trading 7.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.50%. Housefreedom Co's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Housefreedom Co (TSE:8996), the current Effective Interest Rate on Debt % is 1.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Housefreedom Co (TSE:8996) Overvalued in 2026?

Based on GuruFocus' analysis, Housefreedom Co stock appears to be undervalued. The current stock price of 円1,104.00 is trading 7.8% below its estimated GF Value™ of 円1,197.88. GuruFocus considers Housefreedom Co to be Fairly Valued.

Key valuation signals for TSE:8996:

  • Effective Interest Rate on Debt %: 1.50%
  • GF Value™: 円1,197.88 vs. price of 円1,104.00 (7.8% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the TSE:8996 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Housefreedom Co Business Description

Address 2-13-10 Ueda, Osaka prefecture, Matsubara, JPN, 580-0016
Housefreedom Co Ltd engaged in the real estate business. The company is involved in the sale of newly built detached houses and construction contract works. Its real estate brokerage services provide advice on transactions such as sale, purchase, and replacement of the house in the position of wanting to sell and buying. It also engaged in the damage insurance agency business, real estate leasing business, and nursing care business. The reportable segments are the five business segments: Real estate brokerage business; , New house sales; Construction contracting; Non-life insurance agency; and Real Estate Rental Business.
78GF Score

Get the complete analysis for TSE:8996

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,104.00
Price
円1,197.88
GF Value