AB&Company Co (TSE:9251) Effective Interest Rate on Debt %: 1.90% (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:9251 AB&Company Co Ltd TSE:9251
70 GF Score
Price 円1,567.00
GF Value 円1,286.92
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is AB&Company Co Effective Interest Rate on Debt %?

AB&Company Co TSE:9251 -0.13% 70 Effective Interest Rate on Debt % is 1.90% as of Apr. 2026. GuruFocus rates TSE:9251 with a GF Score™ of 70/100 and a GF Value™ of 円1,286.92 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AB&Company Co's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was 円276 Mil. AB&Company Co's average total debt for the quarter that ended in Apr. 2026 was 円14,554 Mil. Therefore, AB&Company Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.90%.


AB&Company Co  (TSE:9251) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AB&Company Co Effective Interest Rate on Debt % Related Terms


AB&Company Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AB&Company Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AB&Company Co Effective Interest Rate on Debt % Chart

AB&Company Co Annual Data
Trend Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.09 0.96 1.07 1.47 1.46

AB&Company Co Semi-Annual Data
Oct18 Oct19 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.48 1.48 1.43 1.90

TSE:9251 vs ROL, SCI, HRB: Effective Interest Rate on Debt % Comparison

For the Personal Services subindustry, AB&Company Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AB&Company Co Effective Interest Rate on Debt % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, AB&Company Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AB&Company Co's Effective Interest Rate on Debt % falls into.


TSE:9251
70GF Score
AB&Company Co Ltd TSE:9251
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AB&Company Co Effective Interest Rate on Debt % Calculation

AB&Company Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  -186/( (12034+13476)/ 2 )
=-1  *  -186/12755
=1.46 %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8565 + 3469
=12034

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9501 + 3975
=13476

AB&Company Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -276/( (13476+15632)/ 2 )
=-1  *  -276/14554
=1.90 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9501 + 3975
=13476

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11319 + 4313
=15632

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.90% mean?
AB&Company Co (TSE:9251) has a Effective Interest Rate on Debt % of 1.90% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AB&Company Co and its competitors.
Is AB&Company Co's Effective Interest Rate on Debt % too high?
AB&Company Co's current Effective Interest Rate on Debt % is 1.90%. Overall, AB&Company Co has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AB&Company Co's Effective Interest Rate on Debt % compare to ROL and SCI?
AB&Company Co's Effective Interest Rate on Debt % of 1.90% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Personal Services company?
A good Effective Interest Rate on Debt % depends on the Personal Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AB&Company Co and its competitors. AB&Company Co's current Effective Interest Rate on Debt % is 1.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AB&Company Co stock overvalued right now?
Based on GuruFocus' analysis, AB&Company Co (TSE:9251) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,286.92, compared to a current price of 円1,567.00 — trading 21.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.90%. AB&Company Co's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AB&Company Co (TSE:9251), the current Effective Interest Rate on Debt % is 1.90% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AB&Company Co (TSE:9251) Overvalued in 2026?

Based on GuruFocus' analysis, AB&Company Co stock appears to be overvalued. The current stock price of 円1,567.00 is trading 21.8% above its estimated GF Value™ of 円1,286.92. GuruFocus considers AB&Company Co to be Modestly Overvalued.

Key valuation signals for TSE:9251:

  • Effective Interest Rate on Debt %: 1.90%
  • GF Value™: 円1,286.92 vs. price of 円1,567.00 (21.8% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the TSE:9251 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AB&Company Co Business Description

Address 2-16-6 Shinjuku, 7th Floor, Square Building, Shinjuku-ku, Shinjuku East, Tokyo, JPN, 160-0022
AB&Company Co Ltd operates a chain of beauty salons in Japan through brands like Agu., Agu. Spa & Beauty, BLEACHi, benji, First, EleRe, and others. Along with its subsidiaries, the company operates in the following reportable segments: directly managed beauty salons management business, interior design business, and the franchise business. The majority of its revenue is generated from the directly managed beauty salon operation business, which provides beauty services. The franchise business supports the operation of franchise stores, and the interior design business mainly designs, plans, and constructs stores, mainly beauty salons.
70GF Score

Get the complete analysis for TSE:9251

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,567.00
Price
円1,286.92
GF Value